Opinion
2014-05-21
JESSABELL REALTY CORP., doing business as Island Services, respondent, v. Patricia GONZALES, etc., appellant, et al., defendants.
The Young Law Group, PLLC, Bohemia, N.Y. (Ivan E. Young of counsel), for appellant. Thomas G. Sherwood, LLC (Robert J. Taylor, Hicksville, N.Y. [Thomas G. Sherwood and Amy E. Abbandonelo], of counsel), for respondent.
The Young Law Group, PLLC, Bohemia, N.Y. (Ivan E. Young of counsel), for appellant. Thomas G. Sherwood, LLC (Robert J. Taylor, Hicksville, N.Y. [Thomas G. Sherwood and Amy E. Abbandonelo], of counsel), for respondent.
In an action to foreclose a mortgage, the defendant Patricia Gonzales appeals from (1) an order of the Supreme Court, Suffolk County (Baisley, Jr., J), dated April 2, 2012, which granted the plaintiff's motion, inter alia, for summary judgment on the complaint and to strike the affirmative defenses and counterclaims, and (2) a judgment of the same court dated May 6, 2012, which, upon the order, is in favor of the plaintiff and against her. The notice of appeal from the order is deemed also to be a notice of appeal from the judgment ( seeCPLR 5501[c] ).
ORDERED that the appeal from the order is dismissed; and it is further,
ORDERED that the judgment is affirmed; and it is further,
ORDERED that one bill of costs is awarded to the plaintiff.
The appeal from the intermediate order must be dismissed because the right of direct appeal therefrom terminated with the entry of judgment in the action ( see Matter of Aho, 39 N.Y.2d 241, 248, 383 N.Y.S.2d 285, 347 N.E.2d 647). The issues raised on appeal from the order are brought up for review and have been considered on the appeal from the judgment ( seeCPLR 5501[a][1] ).
The plaintiff established its prima facie entitlement to judgment as a matter of law by producing the mortgage, the unpaid note, and evidence of default ( see Washington Mut. Bank v. Valencia, 92 A.D.3d 774, 939 N.Y.S.2d 73), and by demonstrating that the appellant's affirmative defenses and counterclaims were without merit ( see Mendel Group, Inc. v. Prince, 114 A.D.3d 732, 980 N.Y.S.2d 519). Accordingly, the burden then shifted to the appellant to lay bare her proof in opposition to the plaintiff's prima facie showing ( see Zuckerman v. City of New York, 49 N.Y.2d 557, 427 N.Y.S.2d 595, 404 N.E.2d 718). Even when viewed in the light most favorable to the appellant, her submissions were insufficient to raise a triable issue of fact ( see Mendel Group, Inc. v. Prince, 114 A.D.3d 732, 980 N.Y.S.2d 519). Furthermore, contrary to the appellant's contention, the Supreme Court properly determined that the subject loan constituted a “residential mortgage transaction” under the Truth in Lending Act (15 USC § 1601 et seq. ; see 15 USC former § 1602 [w]; 12 CFR 226.2[a][24]; see also 12 CFR 226, Supp. I at 226.2 [a][24][5][i] ). Since the subject loan is a “residential mortgage transaction,” it is an “[e]xempted transaction[ ]” under the “right of rescission” provisions of 15 USC § 1635 (15 USC § 1635[e][1]; see12 CFR 226.32[a][2][i]; 15 USC former § 1602[aa]; Gorbaty v. Wells Fargo Bank, N.A., 2012 WL 1372260, *12–14, 2012 U.S. Dist. LEXIS 55284, *42–47 [E.D.N.Y., Apr. 18, 2012, No. 10–CV–3291 (NGG/SMG), 10–CV–3354 (NGG/SMG) ]; Ng v. HSBC Mtge. Corp., 2010 WL 889256, *2, 2010 U.S. Dist. LEXIS 40109, *4–5 [E.D.N.Y., Mar. 10, 2010, No. 07–CV–5434 (RRM/VVP) ]; see also Suffolk County Tax Act § 53).
Accordingly, the Supreme Court properly granted those branches of the plaintiff's motion which were for summary judgment on the complaint and to strike the appellant's affirmative defenses and counterclaims. DILLON, J.P., BALKIN, MILLER and MALTESE, JJ., concur.