Opinion
Case No.: 08-22695-NVA.
December 18, 2008
Creditor — HSBC Mortgage Services
Reaffirmation — 15.
APPROVAL NOT REQUIRED OF REAFFIRMATION AGREEMENT FOR CONSUMER DEBT SECURED BY REAL PROPERTY EVEN IN CASES IN WHICH THE INDIVIDUAL IS NOT REPRESENTED BY AN ATTORNEY.
STATEMENT OF REVIEW
The above identified Reaffirmation Agreement has been reviewed. It appearing that all requirements of 11 U.S.C. § 524 have been complied with, counsel for debtor has made the certification set forth in 11 U.S.C. § 524(c)(3), and Part D of the Reaffirmation Agreement is completed in a manner not significantly disparate from the sworn statements of the debtor in Schedules I and J and creates no presumption of undue hardship under 11 U.S.C. § 524(m). No hearing, determination, or order is required.
Notice Recipients
Recipients of Notice of Electronic Filing: Recipients submitted to the BNC (Bankruptcy Noticing Center):
District/Off: 0416-1 User: cadams Date Created: 12/19/2008 Case: 08-22695 Form ID: pdfparty Total: 5 tr Lori S. Simpson 7trustee@bdslegal.com aty Thomas H. Bornhorst ecfbornhorst@yahoo.com TOTAL: 2 db Fred Wayne Watkins 7406 Virginia Ave Nottingham, MD 21236 db Joyce Lee Watkins 7406 Virginia Ave Nottingham, MD 21236 cr HSBC Mortgage Services 636 Grand Regency Blvd. Brandon, FL 33510 TOTAL: 3