Opinion
This panel unanimously finds this case suitable for decision without oral argument. See Fed. R.App. P. 34(a)(2).
NOT FOR PUBLICATION. (See Federal Rule of Appellate Procedure Rule 36-3)
Dennis C. Winters, Esq., Winters Law Firm, Santa Ana, CA, for Debtors/Appellants.
Steven B. Scow, Esq., Sheppard, Mullin, Richter & Hampton, Costa Mesa, CA, for Appellee.
Page 474.
Appeal from the Ninth Circuit Bankruptcy Appellate Panel, Alley, Montali, and Klein, Bankruptcy Judges, Presiding. BAP No. CC-03-01529-KMoA.
Before: KOZINSKI, O'SCANNLAIN, and BYBEE, Circuit Judges.
This disposition is not appropriate for publication and may not be cited to or by the courts of this circuit except as provided by 9th Cir. R. 36-3.
We affirm for substantially the same reasons as given by the Bankruptcy Appellate Panel. See In re Kearns, 314 B.R. 819 (9th Cir. BAP 2004).