Further, a court may infer deceptive intent from the cumulative effect of "a series or pattern of errors or omissions," In re Franklin-Graham, 2008 WL 7842108, at *6 (quoting In re Parnes, 200 B.R. at 714), and the debtor's business acumen is one factor relevant to determining fraudulent intent. In re Freese, No. 09-02627, 2011 WL 2604750, at *5 (Bankr. N.D. Iowa June 30, 2011). Finally, a debtor's deceptive intent may be established by a showing of recklessness and indifference to the truth.
Further, a court may infer deceptive intent from the cumulative effect of "a series or pattern of errors or omissions," In re Franklin-Graham, 2008 WL 7842108, at *6 (quoting In re Parnes, 200 B.R. at 714), and the debtor's business acumen is one factor relevant to determining fraudulent intent. In re Freese, No. 09-02627, 2011 WL 2604750, at *5 (Bankr. N.D. Iowa June 30, 2011). Finally, a debtor's deceptive intent may be established by a showing of recklessness and indifference to the truth.