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Asuncion v. Specialized Loan Servicing Inc.

UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT
Oct 25, 2016
No. 14-16804 (9th Cir. Oct. 25, 2016)

Opinion

No. 14-16804

10-25-2016

ROSARIO V. ASUNCION, Plaintiff-Appellant, v. SPECIALIZED LOAN SERVICING INC., et al., Defendants-Appellees.


NOT FOR PUBLICATION

D.C. No. 2:13-cv-02307-GMN-CWH MEMORANDUM Appeal from the United States District Court District of Nevada
Gloria M. Navarro, Chief Judge, Presiding Submitted October 20, 2016 San Francisco, California Before: CALLAHAN and HURWITZ, Circuit Judges, and MOLLOY, District Judge.

This disposition is not appropriate for publication and is not precedent except as provided by 9th Cir. R. 36-3.

The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).

The Honorable Donald W. Molloy, District Judge for the U.S. District Court, District of Montana, sitting by designation.

Rosario Asuncion appeals the district court's dismissal of her second amended complaint without leave to amend. Asuncion sought to quiet title to property in the state of Nevada she acquired through a loan, upon which she later defaulted. The district court dismissed her complaint because she failed to allege that she had tendered her debt obligations. We have jurisdiction under 28 U.S.C. § 1332 and 28 U.S.C. § 1291, and we affirm.

Because the parties are familiar with the facts and procedural history, we restate them here only as necessary to explain our decision. --------

I

We review de novo the district court's dismissal of Asuncion's second amended complaint under Federal Rule of Civil Procedure 12(b)(6) for failure to state a claim. Pinnacle Armor, Inc. v. United States, 648 F.3d 708, 714 (9th Cir. 2011). Asuncion sought to quiet title under Nev. Rev. Stat. 40.010 "on the grounds that the Deed of Trust was not properly assigned." Under Nevada law, "an action to quiet title requires a plaintiff to allege that she has paid any debt owed on the property." Wensley v. First Nat'l Bank of Nev., 874 F. Supp. 2d 957, 966 (D. Nev. 2012) (quoting Lalwani v. Wells Fargo Bank, N.A., No. 2-11-cv-00084, 2011 WL 4574338, at *3 (D. Nev. Sep. 30, 2011)). Asuncion failed to allege that she has paid the debt owed on the property. The district court correctly held, therefore, that Asuncion failed to state a claim upon which relief can be granted.

II

We review the denial of leave to amend a complaint for abuse of discretion. Telesaurus VPC, LLC v. Power, 623 F.3d 998, 1003 (9th Cir. 2010). "A district court may deny a plaintiff leave to amend if it determines that 'allegation of other facts consistent with the challenged pleading could not possibly cure the deficiency,' . . . or if the plaintiff had several opportunities to amend its complaint and repeatedly failed to cure deficiencies." Id. (quoting Schreiber Distrib. Co. v. Serv-Well Furniture Co., 806 F.2d 1393, 1401 (9th Cir.1986)). The heart of Asuncion's complaint is the assertion that she does not need to allege that she has tendered her debt in order to succeed; she has twice amended the complaint without so alleging. The district court did not abuse its discretion in denying Asuncion yet another opportunity to amend her complaint.

AFFIRMED.


Summaries of

Asuncion v. Specialized Loan Servicing Inc.

UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT
Oct 25, 2016
No. 14-16804 (9th Cir. Oct. 25, 2016)
Case details for

Asuncion v. Specialized Loan Servicing Inc.

Case Details

Full title:ROSARIO V. ASUNCION, Plaintiff-Appellant, v. SPECIALIZED LOAN SERVICING…

Court:UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT

Date published: Oct 25, 2016

Citations

No. 14-16804 (9th Cir. Oct. 25, 2016)