From Casetext: Smarter Legal Research

Hightower v. Captial One Auto Fin.

UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TENNESSEE WESTERN DIVISION
Jun 25, 2013
No. 13-3042-JDT-dkv (W.D. Tenn. Jun. 25, 2013)

Opinion

No. 13-3042-JDT-dkv

06-25-2013

FANNIE HIGHTOWER, Plaintiff, v. CAPTIAL ONE AUTO FINANCE, ET AL., Defendants.


ORDER DENYING PLAINTIFF'S OBJECTIONS

ORDER ADOPTING REPORT AND RECOMMENDATION

ORDER OF DISMISSAL

ORDER CERTIFYING AN APPEAL WOULD NOT BE TAKEN IN GOOD FAITH

AND

ORDER DENYING LEAVE TO APPEAL IN FORMA PAUPERIS

Plaintiff Fannie Hightower, a resident of Memphis, Tennessee, filed a pro se civil complaint on May 10, 2013, and a motion for leave to proceed in forma pauperis. (Docket Entries 1 & 2.) The Court subsequently granted leave to proceed in forma pauperis. (D.E. 3.) On March 27, 2013, the case was referred to the assigned U.S. Magistrate Judge for case management and handling of all pretrial matters by determination or by report and recommendation, as appropriate. (D.E. 4.) On June 10, 2013, the Magistrate Judge issued a Report and Recommendation in which she recommended that the case be dismissed sua sponte pursuant to 28 U.S.C. § 1915(e)(2)(B). (D.E. 5.) Plaintiff filed timely objections to the Report and Recommendation on June 21, 2013. (D.E. 6.)

This case arises out of the threatened repossession of Plaintiff's automobile by Defendant Capital One Auto Finance ("Capital One"). Plaintiff alleges that she attempted to pay the balance of $5,114.80 remaining on her vehicle with an electronic funds transfer ("EFT"). Capital One allegedly failed to either credit the payment or return the "EFT instrument" in the proper manner. She contends this failure has fully discharged her debt to Capital One. She purports to sue under various legal theories and statutory provisions.

The Magistrate noted that the "EFT instrument" which Plaintiff sent to Capital One was merely a paper check dated July 27, 2012, with the notation "EFT Only Discharge of Debt" and an account number written on it. (D.E. 1 at 21.) While Plaintiff vigorously asserts to the contrary in her objections, the exhibit submitted with the complaint clearly shows the Magistrate is correct. In a letter dated October 2, 2012, Capital One advised Plaintiff that her payment could not be accepted and requested certified funds for any future loan payoff; the original check was returned to her with that letter. (Id. at 22.)

The Magistrate Judge has recommended that the complaint be dismissed prior to service of process pursuant to 28 U.S.C. § 1915(e)(2)(B)(ii) because it fails to state a claim on which relief may be granted. The Court has reviewed the complaint and the law and has carefully considered Plaintiff's objections. Nothing in those objections persuades the Court that the Magistrate Judge's recommendation should be rejected. The Magistrate Judge fully explained her decision, and the Court agrees with her conclusion. The issuance of a more detailed written opinion is unnecessary. Therefore, the Court ADOPTS the Report and Recommendation of the Magistrate Judge and hereby DISMISSES this case for failure to state a claim on which relief may be granted, pursuant to § 1915(e)(2)(B)(ii).

The Court must also consider whether Plaintiff should be allowed to appeal this decision in forma pauperis, should she seek to do so. Pursuant to the Federal Rules of Appellate Procedure, a non-prisoner desiring to proceed on appeal in forma pauperis must obtain pauper status under Fed. R. App. P. 24(a). See Callihan v. Schneider, 178 F.3d 800, 803-04 (6th Cir. 1999). Rule 24(a)(3) provides that if a party was permitted to proceed in forma pauperis in the district court, she may also proceed on appeal in forma pauperis without further authorization unless the district court "certifies that the appeal is not taken in good faith or finds that the party is not otherwise entitled to proceed in forma pauperis." If the district court denies pauper status, the party may file a motion to proceed in forma pauperis in the Court of Appeals. Fed. R. App. P. 24(a)(4)-(5).

The good faith standard is an objective one. Coppedge v. United States, 369 U.S. 438, 445 (1962). The test for whether an appeal is taken in good faith is whether the litigant seeks appellate review of any issue that is not frivolous. Id. It would be inconsistent for a court to determine that a complaint should be dismissed prior to service on the defendants, but has sufficient merit to support an appeal in forma pauperis. See Williams v. Kullman, 722 F.2d 1048, 1050 n.1 (2d Cir. 1983). The same considerations that lead the Court to dismiss this case for failure to state a claim also compel the conclusion that an appeal would not be taken in good faith.

It is CERTIFIED, pursuant to Fed. R. App. P. 24(a), that any appeal in this matter by Plaintiff is not taken in good faith. Leave to proceed on appeal in forma pauperis is, therefore, DENIED. Accordingly, if Plaintiff files a notice of appeal, she must also pay the full $455 appellate filing fee or file a motion to proceed in forma pauperis and supporting affidavit in the Sixth Circuit Court of Appeals within thirty (30) days.

Pursuant to Fed. R. App. P. 3(a), any notice of appeal should be filed in this Court. A motion to appeal in forma pauperis then should be filed directly in the United States Court of Appeals for the Sixth Circuit. Unless she is specifically instructed to do so, Plaintiff should not send to this Court copies of documents and motions intended for filing in the Sixth Circuit.
--------

The Clerk is directed to prepare a judgment. IT IS SO ORDERED.

___________

JAMES D. TODD

UNITED STATES DISTRICT JUDGE


Summaries of

Hightower v. Captial One Auto Fin.

UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TENNESSEE WESTERN DIVISION
Jun 25, 2013
No. 13-3042-JDT-dkv (W.D. Tenn. Jun. 25, 2013)
Case details for

Hightower v. Captial One Auto Fin.

Case Details

Full title:FANNIE HIGHTOWER, Plaintiff, v. CAPTIAL ONE AUTO FINANCE, ET AL.…

Court:UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TENNESSEE WESTERN DIVISION

Date published: Jun 25, 2013

Citations

No. 13-3042-JDT-dkv (W.D. Tenn. Jun. 25, 2013)