It has been held that "an insurance company, as subrogee of an insured's rights, is a real party in interest and as such may sue in its own name to enforce those rights, as provided by § 104 of the Connecticut Practice Book . . ." Hartford A I v. Barney, Superior Court, Judicial District of Hartford-New Britain, Docket No. 381782 (April 8, 1991) ( 6 C.S.C.R. 508). "`[S]ubrogation against third persons causing the loss paid by the insurer to the insured does not rest upon any relation of contract or privity between the insurer and such third persons, but arises out of the contract of insurance and is derived from the insured alone. . . .'" Ottoshavett v. The Four D's, Inc., Superior Court, Judicial District of Stamford/Norwalk, Docket No. 103279 (July 19, 1994), quoting Orselet v. DeMatteo, 206 Conn. 542, 546, 539 A.2d 95 (1988); see also Connecticut Life Casualty Ins. Co. v. Kanter, Superior Court, Judicial District of Danbury, Docket No. 322291 (July 29, 1996) ("Subrogation is the machinery by which the equity of one man is worked out through the legal rights of another. . . ."); American States v. Cocheo, Superior Court, Judicial District of New London, Docket No. 529362 (June 13, 1996) ( 17 Conn. L. Rptr. 167) ("Under the doctrine of subrogation, 'an insurer indemnifying an insured against loss occasioned by the wrongful act of a third