See, e.g., Shugerman v. Allstate Ins. Co., 594 F. Supp. 2d 1131, 1136 (C.D. Cal. 2009) ("Unfortunately, we are unable to find coverage for part of your claim, specifically plumbing."); Migliore, 97 Cal. App. 4th at 599 ("Unfortunately, however, we are unable to extend coverage to you for any pre-existing damages or losses caused by pre-existing damages."); Gaylord, 776 F. Supp. 2d at 1118 ("Unfortunately, the policy does not cover heads of cattle unless they are specifically scheduled in the declarations page. Therefore, we are unable to cover the loss."); Gurrola v. Allstate Ins. Co., 2008 WL 4554879, at *5 (C.D. Cal. Oct. 6, 2008) ("[B]ottom line is that Allstate has paid what we believe to be the actual cash value of the repairs necessary as a result of the fire."). Contrary to plaintiff's contention, the fact that defendant failed to include language about the one-year statute of limitations does not render the denial equivocal.