Golembiewski v. Hallberg Ins. Agency

28 Citing cases

  1. Lake Co. Grading v. Adv. Mech. Contract

    275 Ill. App. 3d 452 (Ill. App. Ct. 1995)   Cited 139 times
    Finding no error in the trial court's decision to allow defendant to assert setoff as an affirmative defense, despite the fact that it should properly have been labeled a counterclaim

    Indeed, if litigants could invoke the Act merely by alleging an intentional or fraudulent breach of a contract, common-law breach of contract actions would be supplemented in every case with an additional and redundant remedy under the Act. ( Golembiewski v. Hallberg Insurance Agency, Inc. (1994), 262 Ill. App.3d 1082, 1093.) This could not have been the legislature's intent.

  2. Chatman v. Fairbanks Capital Corp.

    CASE NO. 02 C 665 (N.D. Ill. Jun. 13, 2002)   Cited 1 times

    Illinois courts, apparently suspicious of the motives of plaintiffs' attorneys' fees, repeatedly caution against transforming every breach of contract into consumer fraud. Long v. Wix Auto, No. 00 C 5842 (N.D.Ill January 4, 2001) (Mot. to Dismiss Op.) (Judge Zagel); Golembiewski v. Hallberg Ins. Agency, 635 N.E.2d 452, 460 (1St Dist. 1994). "Every individual breach of contract between two parties . . . does not amount to a cause of action cognizable under the (ICFA) . . . If the (ICFA) did apply, then common law breach of contract actions "would be supplemented in every case with an additional and redundant remedy."' Golembiewski, 635 N.E.2d at 121 (quoting Exchange National Bank v. Farm Bureau Life Ins. Cc, 438 N.E.2d 1247, 1250 (111. 1982)).

  3. Avery v. State Farm Mut. Auto. Ins. Co.

    216 Ill. 2d 100 (Ill. 2005)   Cited 77 times
    Holding claims of non-Illinois plaintiffs insufficient where the only connection to Illinois is the headquarters of the defendant and the fact that a scheme "was disseminated" from Illinois

    A breach of contractual promise, without more, is not actionable under the Consumer Fraud Act. American Airlines, Inc. v. Wolens, 513 U.S. 219, 233, 115 S.Ct. 817, 826, 130 L.Ed.2d 715, 728 (1995), quoting Golembiewski v. Hallberg Insurance Agency, Inc., 262 Ill.App.3d 1082, 1093, 200 Ill.Dec. 113, 635 N.E.2d 452 (1994). As our appellate court has explained:

  4. Avery v. State Farm

    216 Ill. 2d 100 (Ill. 2005)   Cited 752 times   6 Legal Analyses
    Holding claims of non-Illinois plaintiffs insufficient where the only connection to Illinois is the headquarters of the defendant and the fact that a scheme "was disseminated" from Illinois

    A breach of contractual promise, without more, is not actionable under the Consumer Fraud Act. American Airlines, Inc. v. Wolens, 513 U.S. 219, 233, 130 L. Ed. 2d 715, 728, 115 S. Ct. 817, 826 (1995), quoting Golembiewski v. Hallberg Insurance Agency, Inc., 262 Ill. App. 3d 1082, 1093 (1994). As our appellate court has explained:

  5. Ray v. R.A. Mech.

    2023 Ill. App. 221639 (Ill. App. Ct. 2023)

    ΒΆ 45 Nonetheless, it is important to note that "[a] breach of a contractual promise, without more, is not actionable under the Consumer Fraud Act." Avery v. State Farm Mutual Automobile Insurance Co., 216 Ill.2d 100, 169 (2005) (citing American Airlines, Inc. v. Wolens, 513 U.S. 219, 233 (1995) (quoting Golembiewski v. Hallberg Insurance Agency, Inc., 262 Ill.App.3d 1082, 1093 (1994))). In other words, the purpose of the Consumer Fraud Act is not to" 'supplement every breach of contract claim with a redundant remedy.'" Id.

  6. Martinez v. River Park Place, LLC

    2012 Ill. App. 111478 (Ill. App. Ct. 2012)   Cited 42 times

    Here, there was no evidence that plaintiffs were deceived by defendant. Plaintiffs did not consent to the price increase, and indeed, their contracts were terminated. ΒΆ 38 Not every individual breach of contract between two parties amounts to a cause of action cognizable under the Consumer Fraud Act. Nilsson v. NBD Bank of Illinois, 313 Ill. App. 3d 751, 765 (1999) (citing Golembiewski v. Hallberg Insurance Agency, Inc., 262 Ill. App. 3d 1082, 1093 (1994)). Rather, the Consumer Fraud Act should not apply to simple breach of contract claims because if the Act did apply to such claims, common law breach of contract actions " 'would be supplemented in every case with an additional and redundant remedy.

  7. Nilsson v. NBD Bank

    313 Ill. App. 3d 751 (Ill. App. Ct. 2000)   Cited 37 times
    Holding that simple breach of contract claim is not cognizable under the Act

    Moreover, the court noted that not every individual breach of contract between two parties amounts to a cause of action cognizable under the Consumer Fraud Act. Golembiewski v. Hallberg Insurance Agency, Inc., 262 Ill. App.3d 1082, 1093, 635 N.E.2d 452, 460 (1994). Rather, the Consumer Fraud Act should not apply to simple breach of contract claims because if the Act did apply to such claims, common law breach of contract actions " 'would be supplemented in every case with an additional and redundant remedy.'"

  8. American Airlines, Inc. v. Wolens

    513 U.S. 219 (1995)   Cited 806 times   11 Legal Analyses
    Holding the Illinois Consumer Fraud Act preempted by the Federal Airline Deregulation Act to the extent the state law applied to airline frequent flier programs

    But a breach of contract, without more, "does not amount to a cause of action cognizable under the [Consumer Fraud] Act and the Act should not apply to simple breach of contract claims." Golembiewski v. Hallberg Ins. Agency, Inc., 262 Ill. App.3d 1082, 1093, 635 N.E.2d 452, 460 (1st Dist. 1994). The basis for a contract action is the parties' agreement; to succeed under the consumer protection law, one must show not necessarily an agreement, but in all cases, an unfair or deceptive practice.

  9. Greenberger v. Geico General Insurance Company

    631 F.3d 392 (7th Cir. 2011)   Cited 165 times   1 Legal Analyses
    Holding that allegations of false promises to restore vehicles and omissions about those promises were "nothing more than restatements of the claimed breach of contract, albeit using the language of fraud."

    Greenberger has cited a number of cases involving allegations of systemic fraud in violation of the Consumer Fraud Act, but all are distinguishable because they involved affirmative acts of misrepresentation and not a simple breach of contract multiplied over a prospective plaintiff class. See Rumford v. Countrywide Funding Corp., 287 Ill. App.3d 330, 222 Ill. Dec. 757, 678 N.E.2d 369, 373 (1997) (involving an ICFA claim based on a "pattern of misrepresenting to customers" that they would not be assessed additional charges when their mortgages were released); Petri v. Gatlin, 997 F.Supp. 956, 967-68 (N.D. Ill. 1997) (ICFA claim based on the dissemination of "promotional brochures containing misrepresentations of material facts"); cf. Golembiewski v. Hallberg Ins. Agency, Inc., 262 Ill. App.3d 1082, 200 Ill. Dec. 113, 635 N.E.2d 452, 460 (1994) (reversing a directed verdict for the plaintiff because the consumer-fraud allegation was nothing more than a breach-of-contract claim). Greenberger is correct that a widespread, systematic practice of engaging in unfair or deceptive conduct, even in a contractual setting, may be actionable under the statute.

  10. Lambert v. Dollar Gen. Corp.

    Case No. 16 C 11319 (N.D. Ill. Jun. 16, 2017)   Cited 18 times
    In Lambert, the court dismissed an ICFA claim because "other than plaintiffs' addition of boilerplate language concerning Dollar General's 'malice, motive, and a reckless disregard of the truth' there is no allegation of misrepresentation that plaintiffs allege in Count III that they do not also identify as an express warranty in Count I."

    However, the Court agrees that Plaintiffs' ICFA claim is merely its breach of express warranty claim clothed in different garb. It is settled that the ICFA "should not apply to simple breach of contract claims." Am. Airlines, Inc. v. Wolens, 513 U.S. 219, 233 (1995) (quoting Golembiewski v. Hallberg Ins. Agency, Inc., 635 N.E.2d 452, 460 (Ill. App. 1994)). Other than Plaintiffs' addition of boilerplate language concerning Dollar General's "malice, motive, and a reckless disregard of the truth" (Am. Compl. ΒΆΒΆ 73, 78), there is no "allegation of misrepresentation that Plaintiffs allege in Count III that they do not also identify as an express warranty in Count I."