However, several of the appellate districts rendering the above opinions have reconsidered their positions, and have since held that coverage is available in this situation. Among the opinions allowing recovery are Simone, supra; Hydel supra; Sherard v. State Farm Mut. Auto. Ins. Co. (May 22, 1996), Hancock App. No. 5-95-34, unreported, 1996 WL 310125; United Serv. Auto. Assn. v. Mack (May 17, 1995), Clark App. No. 94-CA-32, unreported, 1995 WL 301437; Cincinnati Ins. Co. v. jarvis (1994), 98 Ohio App.3d 155, 648 N.E.2d 30; Lynch v. State Farm Mut. Auto. Ins. Co. (Mar. 21, 1994), Butler App. No. CA93-06-099, unreported, 1994 WL 93163; Fay v. Motorists Ins. Co. (1992), 80 Ohio App.3d 63, 608 N.E.2d 836; Senig v. Nationwide Mut. Ins. Co. (1992), 76 Ohio app.3d 565, 602 N.E.2d 438; Barr v. Ins. Co. of N. Am. (1991), 72 Ohio App.3d 595, 595 N.E.2d 531. While not expressing an opinion on how I believe the question presented should be answered, I believe this court should provide an answer.
The application of dual residency most often involves minor children of divorced parents seeking coverage under a parent's policy. See Am. States Ins. Co. v. Guillerm, in (1996), 108 Ohio App.3d 547, 671 N.E.2d 317; Fay v. Motorists Ins. Co. (1992), 80 Ohio App.3d 63, 608 N.E.2d 836.Taylor is admittedly distinguishable from the instant appeal because (1) the person seeking coverage there was a minor, and (2) she regularly spent substantial amounts of time in both of her parents' homes, two hundred days in her mother's home, and between one hundred sixty-two and one hundred seventy-two days at her father's house, pursuant to a visitation agreement. One court has stated that there is "no practical difference between students temporarily living away from home, and military personnel, serving their country, who are on assigned duty away from home.