Opinion
No. 2013AP580.
2013-12-10
ESTATE OF Shawn E. DOBRY, by its Special Administrator Christopher J. Dobry, Christopher J. Dobry and Cynthia M. Stodghill, Plaintiffs–Appellants, v. WILSON MUTUAL INSURANCE COMPANY, Defendant–Respondent, Robert G. Walker, Sande J. Walker, Lucas R. Walker, Jordan J. Walker, Trilogy Health Insurance, Inc., ABC Insurance Company, Henrietta A. Walker, DEF Insurance Company and John Doe, Defendants.
The policy defines an “occurrence” as “an accident, including repeated exposures to similar conditions, that results in ‘bodily injury’ or ‘property damage’ during the policy period.” Because the criminal acts exclusion is located between exclusions that refer to intent, the Dobrys argue a reasonable insured “would read and understand [that] the criminal act exclusion encompasses actions for which some level of criminal intent is required.”