[ Alyas v Gillard, 180 Mich. App. 154, 160; 446 N.W.2d 610 (1989), citing with approval Detroit Edison Co, supra at 144.] See also Elliott v Casualty Ass'n of America, 254 Mich. 282, 287-288; 236 N.W. 782 (1931). In my opinion, to hold otherwise in the instant case would allow garnishee-defendant "to benefit by sitting idly by, knowing of the litigation, and watching its insured become prejudiced."