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Curiale v. DR Insurance

Appellate Division of the Supreme Court of New York, First Department
Feb 14, 1995
212 A.D.2d 417 (N.Y. App. Div. 1995)

Opinion

February 14, 1995

Appeal from the Supreme Court, New York County (Diane A. Lebedeff, J.).


The IAS Court properly concluded that, as a matter of law, there was no showing that Elkhorn, defendant's predecessor in interest, was meant to be the fronter for the reinsurance syndicate. The parties' intention to name the whole syndicate as the reinsurer, not Elkhorn as a fronter for the other syndicate members, is revealed upon examination of the final reinsurance agreements (see, Sumitomo Mar. Fire Ins. Co. v. Cologne Reins. Co., 149 A.D.2d 377, 378, 380, affd 75 N.Y.2d 295), which refer only to the syndicate name. In any event, as the IAS Court noted, even if examination of the original placement slips were dispositive, the result would be the same. The stamps originally affixed to the placement slips by Elkhorn's underwriter clearly provided that the proposed reinsurance shares were reserved for the syndicate; the deposition testimony of a director employed by the reinsured's broker, taken eight years later, that the underwriter's representative had "[put] up" Elkhorn as the fronting company should not be allowed to contradict the unambiguous notations on the original slips (see, Tender Loving Care Agency v. Hladun, 111 A.D.2d 162, 163). Moreover, the subsequent addition of Elkhorn's coded initials to the original placement slips was never approved by Elkhorn, as would be required under the agreement between Elkhorn and its underwriter. We have considered plaintiff's remaining contentions and find them to be without merit.

Concur — Murphy, P.J., Rosenberger, Nardelli and Williams, JJ.


Summaries of

Curiale v. DR Insurance

Appellate Division of the Supreme Court of New York, First Department
Feb 14, 1995
212 A.D.2d 417 (N.Y. App. Div. 1995)
Case details for

Curiale v. DR Insurance

Case Details

Full title:SALVATORE R. CURIALE, Superintendent of Insurance of the State of New…

Court:Appellate Division of the Supreme Court of New York, First Department

Date published: Feb 14, 1995

Citations

212 A.D.2d 417 (N.Y. App. Div. 1995)
622 N.Y.S.2d 692

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