Thus, a fire insurance policy which includes the twelve-month limitation period of the statutory form is valid and does not violate 15 Okla.Stat. 1971 § 216. Aetna Ins. Co. O.E. Woods Lumber Co., 182 Okla. 65, 76 P.2d 273 (1938); United States Fire Insurance Co. v. Swyden, 175 Okla. 475, 53 P.2d 284 (1936). Furthermore, this limitation period is an exception to the general statute of limitations, 12 Okla.Stat. 1971 § 95. Connecticut Fire Ins. Co. v. Horne, 201 Okla. 643, 207 P.2d 931 (1949). In view of the foregoing, the Court determines that the twelve-month limitation provision contained in both Policy No. 135TA1853 and Policy No. 335TA2603 as required by 36 Okla.Stat. 1971 § 4803 governs this case.
1952); City of Henryetta v. Runyan, 203 Okla. 153, 219 P.2d 220 (Okla. 1950); Reinhart Donovan Co. v. Dunlap, 200 Okla. 512, 197 P.2d 958 (Okla. 1948); Connecticut Fire Ins. Co. v. Horne, 201 Okla. 643, 207 P.2d 931 (Okla. 1949); Thompson v. Minnis, 201 Okla. 154, 202 P.2d 981 (Okla. 1949); Greenlease-Ledterman, Inc. v. Hawkins, 199 Okla. 331, 186 P.2d 318 (Okla.
"Appropriate forms of other contracts or endorsements, whereby the interest in the property described in such policy shall be insured against one or more of the perils which the insurer is empowered to assume and their use in connection with the Standard Fire Insurance Policy may be authorized by the State Insurance Board. * * *" Calling our attention to the fact that windstorm and hail endorsement on the policy involved here was attached thereto for an extra premium of $56, (in addition to the one for said policy's insurance against fire, lightning and extended coverage) plaintiff's counsel asserts that the case of Connecticut Fire Ins. Co. v. Horne, 201 Okla. 643, 207 P.2d 931, 933, shows conclusively that the one-year period of limitations authorized for fire insurance policies by section 244.1, supra, does not apply. We do not agree. The cited case arose previous to the 1945 enactment, supra, now in effect.