Opinion
No. 19-1894
02-24-2020
Javid Chaudhri, doing business as AJ Partnership; Arshad Chaudhri, doing business as AJ Partnership Plaintiffs - Appellants v. State Auto Property & Casualty Insurance Company Defendant - Appellee Hani Daifallah; Mohammed Daifallah Defendants
Appeal from United States District Court for the Western District of Missouri - Kansas City [Unpublished] Before GRUENDER, WOLLMAN, and STRAS, Circuit Judges. PER CURIAM.
In this diversity action, Javid and Arshad Chaudhri challenged the denial of coverage for an insurance claim. They appeal the district court's adverse grant of summary judgment on their claims for breach of contract and vexatious refusal to pay.
The Honorable Greg Kays, United States District Judge for the Western District of Missouri. --------
After careful review of the record and the parties' arguments on appeal, we conclude that the district court properly granted summary judgment. See Jackson v. Reibold, 815 F.3d 1114, 1119 (8th Cir. 2016) (standard of review); Med. Protective Co. v. Bubenik, 594 F.3d 1047, 1051 (8th Cir. 2010) (discussing Missouri law on when an insurer may deny coverage under a cooperation provision); see also BSI Constructors, Inc. v. Hartford Fire Ins. Co., 705 F.3d 330, 335 (8th Cir. 2013) (concluding that Missouri precedent compelled that a vexatious-refusal claim must fail because the insurer had no duty to cover loss at issue). Accordingly, we affirm. See 8th Cir. R. 47B.