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Carson v. Rebhan

Appellate Court of Illinois, Fourth District
Mar 9, 1938
294 Ill. App. 180 (Ill. App. Ct. 1938)

Summary

concluding that the interest should have been calculated at the statutory rate after the date of the foreclosure decree, 'it then becoming in effect a judgment'

Summary of this case from RFO Holdings, Inc. v. Metro. Capital Bank

Opinion

Opinion filed March 9, 1938.

1. FORECLOSURE OF MORTGAGES, § 290when allowance for solicitor's fees proper. In mortgage foreclosure proceedings solicitor 's fees were properly allowed cross-complainants after proof as to what was reasonable in the cause.

See Callaghan's Illinois Digest, same topic and section number.

2. FORECLOSURE OF MORTGAGES, § 286fn_when mortgagor not in position to question allowance of solicitor's fees. Mortgagor in foreclosure proceedings was in no position to question allowance of solicitor's fees to cross-complainants since she would have been obligated for same amount whether it was all paid to solicitors for complainants or divided between them as those representing cross-complainants.

3. APPEAL AND ERROR, § 863fn_what may not be assigned as error. A party cannot assign as error that which does not affect him, though it might be harmful to others who are complaining.

4. FORECLOSURE OF MORTGAGES, § 183fn_when computation of interest not proper. Where decree in foreclosure proceedings provided that interest should be computed on amount found due by master's report at legal rate, this was error since interest should have been computed on the principal at the rate which the obligation bore to date of the decree and after such date at legal rate on full amount due, it then becoming in effect a judgment.

Appeal by defendant from the Circuit Court of St. Clair county; the Hon. ALFRED D. RIESS, Judge, presiding. Heard in this court at the October term 1937. Affirmed in part, reversed in part, and remanded with directions. Opinion filed March 9, 1938.

W. E. KNOWLES, of East St. Louis, for appellant.

P. C. OTWELL, GEORG F. KELLING, CHARLES P. HAMILL and P. K. JOHNSON, all of Belleville, for appellees.


This action was brought to foreclose a mortgage executed by Elizabeth Rebhan, defendant, to Frank H. Carson as trustee to secure the payment of certain notes in the aggregate sum of $27,800, the unpaid portion of which amounted to $24,500, and which were held by divers persons who were made parties thereto. The mortgage was a first lien upon certain property, and second as to other realty involved in the case of Schmisseur v. Rebhan in which opinion is filed this day.

Mrs. Rebhan in her answer set up that the liability under the mortgage in question was determined in the case of Belleville Bank Trust Co. v. Rebhan, a suit in which Carson and the several noteholders were joined as parties to the action, and that one of the notes in the sum of $15,000, held by the supreme council of the Western Catholic Union, was not a valid obligation nor the rightful property of such holder.

Mary J. Carr and certain other of the noteholders filed their cross-bill, alleging that the mortgage contained a provision for solicitor's fees upon filing a bill for foreclosure; that they were willing to join as complainants in the proceeding; that they were entitled to the same relief as complainants; that it was necessary for them to employ counsel to properly protect their interests; that they incurred liability for solicitor's fees and costs, and that they were entitled to have such fees and costs awarded to them.

The cause, after issues were joined upon the bill and cross-bill, was referred to the master in chancery who after hearing rendered his report, which same the court in its decree substantially followed and adopted by adjudging that complainants were entitled to foreclosure; that the rights of the noteholders had not been adjudicated in the Belleville Bank case; that the note of the supreme council of the Western Catholic Union was a valid and owing obligation; that one solicitor's fee should be allowed, same to be apportioned between the solicitors for complainants and cross-complainants, and providing for sale in the usual way.

Mrs. Rebhan assigned as reasons why the decree should be reversed that her allegation as to res adjudicata should have been sustained; that the supreme council of the Western Catholic Union had no right of recovery on its note; that cross-complainants were not entitled to solicitor's fees, and that the interest was erroneously computed.

Upon the first two propositions the record in this cause is substantially the same as in Schmisseur v. Rebhan, and for the reasons stated in the opinion filed therein, the contention of the defendant cannot be upheld.

As to the allowance of solicitor's fees, it appears that proof was made as to what was a reasonable fee in the cause. The court made its allowance, the amount of which is not questioned, and apportioned it between the counsel for complainants and cross-complainants. It was a single fee, and under the authority of Howard v. Burns, 279 Ill. 256, 262, we think the action was warranted. However, even if it were improper, Mrs. Rebhan is in no position to question the action of the court in so doing. But one allowance was made and it can make no difference to her whether it was all paid to the solicitors for complainants or divided between them and those representing the cross-complainants. In either event she would have been obliged to pay the same amount.

A party cannot assign for error that which does not affect him, though it might be harmful to others who are not complaining; Schwartz v. Ritter, 186 Ill. 209; Press v. Woodley, 160 Ill. 433, 437; 4 Corpus Juris, p. 690, sec. 2589.

The decree provided that interest should be computed upon $32,262.50, the amount found due by the master's report filed on March 14, 1936, at the legal rate of 5 per cent. This was error. Interest should have been computed upon the principal of $24,500, at 6 per cent, the rate which the obligation bore, to the date of decree January 28, 1937; Guignon v. Union Trust Co., 156 Ill. 135; 42 Corpus Juris, p. 144, sec. 1740; and after such date at the legal rate on the full amount found due, it then becoming in effect a judgment; Hoover Steel Ball Co. v. Schaefer Ball Bearing Co., 90 N.J. Eq. 515, 107 A. 425.

Interest as actually computed from date of master's report to entry of decree, at 5 per cent, was $1,613.12; if reckoned on the principal or face of the notes for the same period, at 6 per cent, it would have been $1,470. This made a difference in the amount which Mrs. Rebhan would be required to produce in order to redeem from the sale of foreclosure, or, if the premises did not sell for the amount found due by the decree, plus interest from its date, a deficiency judgment against her would be greater than it should be.

The decree is affirmed in all respects except as to the matter of computation of interest, in which regard it is reversed with directions to reckon interest on $24,500, the principal due on such notes, at 6 per cent, to the date of the entry of the decree.

Affirmed in part, reversed in part, and remanded with directions.


Summaries of

Carson v. Rebhan

Appellate Court of Illinois, Fourth District
Mar 9, 1938
294 Ill. App. 180 (Ill. App. Ct. 1938)

concluding that the interest should have been calculated at the statutory rate after the date of the foreclosure decree, 'it then becoming in effect a judgment'

Summary of this case from RFO Holdings, Inc. v. Metro. Capital Bank

concluding that the interest should have been calculated at the statutory rate after the date of the foreclosure decree, "it then becoming in effect a judgment"

Summary of this case from Bac Home Loans Servicing, LP v. Popa
Case details for

Carson v. Rebhan

Case Details

Full title:Frank H. Carson et al., Appellees, v. Elizabeth Rebhan, Appellant

Court:Appellate Court of Illinois, Fourth District

Date published: Mar 9, 1938

Citations

294 Ill. App. 180 (Ill. App. Ct. 1938)
13 N.E.2d 630

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