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Bullock v. Hanover Insurance Company

Appellate Division of the Supreme Court of New York, Second Department
Nov 14, 1988
144 A.D.2d 416 (N.Y. App. Div. 1988)

Opinion

November 14, 1988

Appeal from the Supreme Court, Kings County (Dowd, J.).


Ordered that the order and judgment is modified, on the law, by adding thereto a provision declaring that the policy of automobile insurance issued by Hanover Insurance Company was validly canceled prior to the date of the accident and that it is not obligated to defend or indemnify the insured with respect to suits arising therefrom; as so modified, the order and judgment is affirmed, with one bill of costs payable to the defendant-respondent.

Contrary to the contention of the Government Employees Insurance Company (hereinafter GEICO), the evidence adduced by Hanover Insurance Company (hereinafter Hanover) at trial, including a copy of a certificate of mailing endorsed by the postal service, adequately demonstrated that Hanover properly mailed a notice of cancellation of insurance coverage to its insured (see, Vehicle and Traffic Law § 313 [a]; Matter of Lumbermens Mut. Cas. Co. v. Medina, 114 A.D.2d 959; Diaz v. Great Am. Ins. Co., 109 A.D.2d 775). The admission of the copy of the certificate of mailing and the specimen notice of cancellation into evidence was not erroneous, as a Hanover employee identified the documents, explained the customary procedure whereby such documents were placed on microfiche for record-keeping purposes, and described Hanover's regular practice regarding the contents and mailing of notices of cancellation (cf., Matter of Peerless Ins. Co. v. Milloul, 140 A.D.2d 346). Additionally, we find that the common-law proof presented by Hanover with regard to its office practice also sufficed to establish that the notice of cancellation was properly mailed (see, Nassau Ins. Co. v Murray, 46 N.Y.2d 828; Matter of State Farm Mut. Auto. Ins. Co. v Yung Shik Na, 123 A.D.2d 873).

Moreover, we find that the evidence in the record amply supports the trial court's findings that the notice of cancellation mailed to the insured conformed to statutory requirements (see, Vehicle and Traffic Law § 313 [a]) and was properly filed with the Commissioner of Motor Vehicles. Accordingly, we have modified the order and judgment to declare that Hanover validly canceled the policy of insurance it issued to its insured prior to the date of the automobile collision in which the plaintiff was injured. Thompson, J.P., Bracken, Brown and Sullivan, JJ., concur.


Summaries of

Bullock v. Hanover Insurance Company

Appellate Division of the Supreme Court of New York, Second Department
Nov 14, 1988
144 A.D.2d 416 (N.Y. App. Div. 1988)
Case details for

Bullock v. Hanover Insurance Company

Case Details

Full title:GARY BULLOCK, Respondent, v. HANOVER INSURANCE COMPANY, Respondent, and…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Nov 14, 1988

Citations

144 A.D.2d 416 (N.Y. App. Div. 1988)

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