Opinion
Civil Action 23-3181
11-09-2023
NAKIA L. BROOKS v. UNITED SERVICES AUTOMOBILE ASSOCIATION
SECTION M (1)
ORDER & REASONS
BARRY W. ASHE UNITED STATES DISTRICT JUDGE.
Before the Court is a motion to dismiss filed by defendant United Services Automobile Association (“USAA”). The motion was set for submission on November 2, 2023. Local Rule 7.5 of the United States District Court for the Eastern District of Louisiana requires that a memorandum in opposition to a motion be filed no later than eight days before the noticed submission date, making the deadline in this instance October 25, 2023. Nakia L. Brooks, who is represented by counsel, did not file an opposition to the motion. Accordingly, because the motion is unopposed and appears to have merit,
R. Doc. 13.
R. Doc. 13-3.
This is an insurance coverage dispute arising out of damage to plaintiff's property sustained during Hurricane Ida, which made landfall on August 29, 2021. At the time the hurricane made landfall, plaintiff's property was covered by a homeowners insurance policy issued by USAA. R. Doc. 1 at 1-2. Brooks filed suit in this Court on August 7, 2023, raising claims of breach of contract against USAA and invoking the Court's diversity subject-matter jurisdiction under 28 U.S.C. § 1332. Brooks states that she is a resident of Louisiana, and that USAA is incorporated under the laws of Texas and its principal place of business is located in Texas. On October 16, 2023, USAA filed the instant motion to dismiss arguing that the Court lacks jurisdiction over this case because Brooks and USAA are both citizens of Louisiana. R. Doc. 13. USAA is a reciprocal interinsurance exchange whose citizenship is determined by the citizenship of each of its constituent members. USAA has members in all 50 states and is thus a citizen of every state, including Louisiana. Miles v. United Servs. Auto. Ass'n, 2023 WL 5974859, at *1 (E.D. La. Sept. 14, 2023) (“Several federal courts have held that USAA is a ‘reciprocal insurance organization that has members in all 50 states, and therefore is a citizen of Louisiana for diversity purposes.'”); Cruz v. United Servs. Auto. Ass'n, 2021 WL 2662155, at *1 (E.D. La. June 29, 2021) (“[N]umerous sections of this Court have found that USAA is a reciprocal insurance organization that has members in all fifty states, and therefore is a citizen of Louisiana.”); Drake v. United Servs. Auto. Ass'n, 2020 WL 6262996, at *1 (E.D. La. Feb. 28, 2020) (“USAA is a reciprocal interinsurance exchange, which is treated as an unincorporated association for the purposes of determining diversity jurisdiction.... [I]ts members reside in all 50 states, including Louisiana.”). Because Brooks and USAA are both citizens of Louisiana, this Court lacks diversity subject-matter jurisdiction over this case, and it must be dismissed.
IT IS ORDERED that USAA's motion to dismiss is GRANTED.
IT IS FURTHER ORDERED that all claims of plaintiff Brooks against USAA are dismissed WITHOUT PREJUDICE.