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Ball v. Allstate Insurance Company

Appellate Division of the Supreme Court of New York, Second Department
Apr 20, 1992
182 A.D.2d 736 (N.Y. App. Div. 1992)

Opinion

April 20, 1992

Appeal from the Supreme Court, Richmond County (Amann, J.).


Ordered that the order is affirmed, with costs.

The record herein conclusively demonstrates that the plaintiffs' sworn "proofs of loss" (Insurance Law § 3407) were not received by the defendant insurer within 60 days of the plaintiffs' receipt of the defendant insurer's demand therefor (see, Insurance Law § 3407; Igbara Realty Corp. v New York Prop. Ins. Underwriting Assn., 63 N.Y.2d 201; Brostowin v Hanover Ins. Co., 154 A.D.2d 418). Apart from certain limited exceptions which are not applicable herein, it is well settled that the plaintiffs' failure in this regard "constitutes an absolute defense to an action on an insurance policy" (Brostowin v Hanover Ins. Co., supra, at 419). Accordingly, the Supreme Court properly granted the defendant insurer's motion for summary judgment (Igbara Realty Corp. v New York Prop. Ins. Underwriting Assn., supra). Mangano, P.J., Miller, O'Brien and Santucci, JJ., concur.


Summaries of

Ball v. Allstate Insurance Company

Appellate Division of the Supreme Court of New York, Second Department
Apr 20, 1992
182 A.D.2d 736 (N.Y. App. Div. 1992)
Case details for

Ball v. Allstate Insurance Company

Case Details

Full title:MICHAEL A. BALL et al., Appellants, v. ALLSTATE INSURANCE COMPANY…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Apr 20, 1992

Citations

182 A.D.2d 736 (N.Y. App. Div. 1992)

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