Opinion
S277893
05-23-2024
ANOTHER PLANET ENTERTAINMENT, LLC v. VIGILANT INSURANCE COMPANY
Opinion filed
For the reasons stated, we answer the Ninth Circuit's question as follows: No, the actual or potential presence of the COVID-19 virus on an insured's premises generally does not constitute “direct physical loss or damage to property” for purposes of coverage under a commercial property insurance policy.
Majority Opinion by Guerrero, C. J.
-- joined by Corrigan, Liu, Kruger, Groban, Jenkins, and Evans, JJ.