Opinion
Civil Action No. 12-1842
02-26-2013
UNITED STATES OF AMERICA, Plaintiff, v. JANET E. SCOTT, now known as JANET E. THOMA, Defendant.
Judge Cathy Bissoon
ORDER
Upon consideration of Plaintiff United States of America's Motion for Default Judgment (Doc. 4), and accompanying Brief (Doc. 5), the Court hereby ORDERS that Plaintiff United States of America's Motion for Default Judgment is GRANTED.
Default Judgment is entered in favor of Plaintiff and against Defendant as set forth in Plaintiff's Proposed Order (Doc. 4-2), except paragraph 2 is deleted and replaced with:
2. That the promissory note and mortgage between Plaintiff and Defendant are foreclosed as to the real property located at 6638 Old Route 8 Valencia, PA 16059 ("Property"). Federal law applies and provides no right of redemption in the mortgagor or any other person. See United States v. LaCroix, 166 F.3d 921, 922 (7th Cir. 1999) ("Congress expressed a strong preference for expedited collection under the National Housing Act, for debtors do not receive a redemption period when these loans are foreclosed."); United States v. Scholnick, 606 F.2d 160, 167 (6th Cir. 1979) ("[U]nder federal law no such right of redemption exists."); United States v. Stadium Apartments, Inc., 425 F.2d 358, 361 (9th Cir. 1970)
("We conclude that Congress did not adopt state redemption statutes as part of the federal law.").
IT IS SO ORDERED.
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Cathy Bissoon
United States District Judge
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