A consumer's rights are overshadowed or contradicted "when a debt-collection letter conveys information in a confusing or contradictory fashion so as to cloud the required message with uncertainty." Tilatitsky v. Medicredit, Inc., No. 4:16-CV-811-JCH, 2016 WL 5906819, at *3 (E.D. Mo. Oct. 11, 2016) (quoting Founie v. Midland Credit Mgmt., Inc., No 4:14-CV-816-RWS, 2014 WL 6607197, at *3 (E.D. Mo. Nov. 19, 2014)). Plaintiff alleges Debt Collector's representative overshadowed her right to dispute or request verification of the debt when the representative "demanded [p]laintiff pay the debt on three dates within the relevant dispute period."
A consumer's rights are overshadowed or contradicted "when a debt-collection letter conveys information in a confusing or contradictory fashion so as to cloud the required message with uncertainty." Tilatitsky v. Medicredit, Inc., No. 4:16-CV-811-JCH, 2016 WL 5906819, at *3 (E.D. Mo. Oct. 11, 2016) (quoting Founie, 2014 WL 6607197, at *3). Plaintiff alleges the Letter overshadows or contradicts his right to dispute the debt in four ways.