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State Farm Co v. Moss

Michigan Court of Appeals
Oct 18, 1989
182 Mich. App. 559 (Mich. Ct. App. 1989)

Opinion

Docket No. 109032.

Decided October 18, 1989.

Romain, Donofrio, Kuck Egerer, P.C. (by Pat M. Donofrio and John C. Brennan), for State Farm Fire Casualty Company.

Mark Granzotto and Gary M. Bloom, for Lawrence Sokolowski.

Before: SAWYER, P.J., and DOCTOROFF and R.B. BURNS, JJ.

Former Court of Appeals judge, sitting on the Court of Appeals by assignment.


In this declaratory action brought by plaintiff State Farm Fire Casualty Company to determine whether it had a duty to defend and indemnify its insured, Thomas Eugene Moss, Sr., intervening defendant Lawrence Sokolowski appeals as of right the April 13, 1988, order of the Wayne Circuit Court granting summary disposition to plaintiff pursuant to MCR 2.116(C)(10). Sokolowski claims that the trial court erred in finding that Moss' conviction for assaulting a police officer, MCL 750.479a; MSA 28.747(1), established Moss' intent to injure Sokolowski and that, therefore, State Farm had no duty to defend or indemnify Moss. We affirm as to indemnification.

On September 3, 1983, Sokolowski, a Brownstown police officer, arrested Moss' son and drove him home. On their arrival, Moss' son ran into the home. Then, according to Sokolowski, Moss assaulted him. According to Moss, Sokolowski initiated the struggle and was injured when he accidentally fell from the front porch of the Moss home. On February 23, 1984, following a jury trial, Moss was convicted of assaulting a police officer. His conviction was subsequently affirmed by this Court and the Supreme Court denied leave to appeal.

On April 10, 1984, Sokolowski filed a civil action against Moss, alleging intentional and negligent assault. Sokolowski subsequently withdrew the intentional tort count and State Farm defended Moss under a reservation of rights. The civil jury found that Moss negligently caused Sokolowski's injuries and awarded him damages of $90,000. On April 28, 1987, approximately three months before the civil jury rendered its verdict, State Farm filed this action. State Farm's policy, on which the grant of summary disposition was based, excluded liability for "bodily injury . . . which is expected or intended by the insured." In granting summary disposition, the trial court was impressed with the fact that "just before the trial began . . . Sokolowski withdrew all claims of intentional injuries and permitted the case to proceed on the issue of negligence. The jury . . . had no choice between intentional infliction of injuries and negligence."

A motion for summary disposition pursuant to MCR 2.116(C)(10) tests the factual support for a claim, giving the benefit of reasonable doubt to the nonmoving party. Dumas v Auto Club Ins Ass'n, 168 Mich. App. 619, 626; 425 N.W.2d 480 (1988). Summary disposition is appropriate if the court determines, on the basis of the record, that it is impossible for the claim asserted to be supported by evidence at trial. Peterfish v Frantz, 168 Mich. App. 43, 48-49; 424 N.W.2d 25 (1988). The nonmoving party must, by documentary evidence, set forth specific facts showing that there is a genuine issue for trial. MCR 2.116(G)(4). Metropolitan Life Ins Co v Reist, 167 Mich. App. 112, 118; 421 N.W.2d 592 (1988), lv den 431 Mich. 877 (1988).

A criminal conviction is admissible in a declaratory action in order to determine whether an insurer has a duty to defend and indemnify its insured. Allstate Ins Co v Freeman, 432 Mich. 656, 687, n 24; 443 N.W.2d 734 (1989); Transamerica Ins Co v Anderson, 159 Mich. App. 441, 444-445; 407 N.W.2d 27 (1987). The crime of assault on a police officer requires that the prosecution prove (1) that the defendant forcibly caused bodily injury to a police officer, (2) that the injury required medical care, (3) that at the time of the injury the officer was engaged in making a lawful arrest, (4) that the defendant intended to cause bodily harm, and (5) that the defendant knew that the officer was a police officer. CJI 13:2:01. See People v Engleberg, 26 Mich. App. 309, 313; 182 N.W.2d 98 (1970).

It is well settled that a party's deposition testimony is binding on the party. McGhee v General Motors Corp, 98 Mich. App. 495, 504; 296 N.W.2d 286 (1980); Stefan v White, 76 Mich. App. 654; 257 N.W.2d 206 (1977).

In the criminal proceedings against Moss, Sokolowski testified under oath that Moss pushed him onto and over the porch rail, grabbed him by the gun belt from the back and attempted to lift him up over the porch rail and throw him off the porch, yelled that Sokolowski was on private property and that he was to get off the property, stated that he was going to break his "fucking head" and refused to get off of Sokolowski's back. Notwithstanding that Moss testified, at both the criminal and civil trials, that Sokolowski's injuries were accidental, we find that Sokolowski is bound by his own testimony that Moss viciously assaulted him.

We further are not persuaded by Sokolowski's claim that a plea-based conviction, rather than a conviction following a jury trial, is required to establish intent to injure or expectation of injury. See Aetna Casualty Surety Co v Sprague, 163 Mich. App. 650, 654; 415 N.W.2d 230 (1987); State Farm Fire Casualty Co v Jenkins, 147 Mich. App. 462; 382 N.W.2d 796 (1985).

We agree with the trial court that Sokolowski's suit for negligence was an attempt to trigger insurance coverage by characterizing allegations of tortious conduct under the guise of negligent activity. Sprague, supra, 654; Linebaugh v Berdish, 144 Mich. App. 750, 763; 376 N.W.2d 400 (1985). We strongly disapprove such a practice.

Although we conclude that State Farm does not have a duty to indemnify Moss, we decline to consider whether it has a duty to defend him because the issue is not raised by Moss. An insurer's duty to defend a lawsuit brought against its insured is separate and severable from its duty to indemnify the insured for liability imposed after trial. State Farm Fire Casualty Co v Huyghe, 144 Mich. App. 341, 345; 375 N.W.2d 442 (1985); Reurink Bros Star Silo, Inc v Maryland Casualty Co, 131 Mich. App. 139, 142; 345 N.W.2d 659 (1983). Moss' right to have plaintiff defend him is his personal right as the insured; no benefit inures to Sokolowski. Even if we decided that a duty to defend exists, Sokolowski has no interest or right to that duty and no relief could be granted as to Sokolowski. Allstate Ins Co v Maloney, 174 Mich. App. 263, 268; 435 N.W.2d 448 (1988).

Affirmed.


Summaries of

State Farm Co v. Moss

Michigan Court of Appeals
Oct 18, 1989
182 Mich. App. 559 (Mich. Ct. App. 1989)
Case details for

State Farm Co v. Moss

Case Details

Full title:STATE FARM FIRE CASUALTY COMPANY v MOSS

Court:Michigan Court of Appeals

Date published: Oct 18, 1989

Citations

182 Mich. App. 559 (Mich. Ct. App. 1989)
452 N.W.2d 816

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