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Ramsey v. General Acc. Fire Life Assur

Supreme Court of Alabama
May 12, 1989
545 So. 2d 20 (Ala. 1989)

Opinion

87-1544.

May 12, 1989.

Appeal from the Jefferson Circuit Court, Claude B. Hughes, J.

S. Shay Samples and Richard D. Stratton of Hogan, Smith, Alspaugh, Samples Pratt, Birmingham, for appellant.

W.J. McDaniel and John M. Fraley of McDaniel, Hall, Conerly Lusk, Birmingham, for appellee.


Plaintiff, Maurice V. Ramsey, appeals from a summary judgment for General Accident Fire and Life Assurance Corporation ("General Accident") in an action alleging negligent failure to inspect.

General Accident was the multi-peril, worker's compensation, general liability, and fleet insurance carrier for the City of Huntsville on the date of the occasion made the basis of this lawsuit. Charles E. Sheehan was employed by General Accident as a loss control representative. His duties were to perform and conduct insurance surveys of commercial risks and to service accounts for loss control purposes. Sheehan's job required him to evaluate risks, to identify potential hazards and loss activity, and to service accounts for loss control purposes.

On November 7, 1980, Ramsey was injured in a training exercise fulfilling his duties as a fireman with the City of Huntsville Fire Department. The training exercise was conducted at the fire training facility and specifically involved rapelling from an extended boom of a Huntsville Fire Department snorkel truck. As a part of the training exercise, Ramsey was lifted to a height of 40 to 50 feet in the bucket attached to the snorkel boom and was required to rapell down a rope attached to the boom and extending to the ground, by the use of a belt or "Swiss Seat." As Ramsey began to rapell from the side of the bucket, the belt or "Swiss Seat" became disconnected from the rope and Ramsey fell approximately 40 feet, injuring the lower portion of his body.

A device similar to a "cherry picker"; it extends above the ground and is used to direct the water supply to the fire area.

Ramsey filed suit against General Accident and others who are not parties to this appeal. Ramsey alleged that General Accident undertook to inspect the City of Huntsville's premises for safety and negligently performed this inspection by failing to recommend the correction of unsafe working conditions and unsafe training practices and procedures and by failing to recommend adequate and proper equipment and devices to be utilized by Ramsey's employer during training procedures.

General Accident's motion for summary judgment, as amended, was granted by the trial court on September 13, 1988, and the summary judgment was made final pursuant to Rule 54(b), Ala.R.Civ.P.

Ramsey appeals, arguing that the trial court erred by granting summary judgment in favor of General Accident, because, he says, there were genuine issues of material fact as to whether General Accident breached a legal duty owed to Ramsey arising from General Accident's alleged voluntary safety inspections of the City of Huntsville Fire Department's premises, equipment, and procedures; and, he says, there were genuine issues of material fact as to whether General Accident breached a legal duty to inspect and thereby proximately caused Ramsey's injuries and damages.

On appeal from the granting of a motion for summary judgment

"our determination of the propriety of summary judgment, [is] limited [to a] review [of] the same factors considered by the trial court when it initially ruled on the motion. . . . The question before us, therefore, is whether there was a scintilla of evidence before the trial court to prove negligent inspection on the part of [General Accident]."

Barnes v. Liberty Mutual Ins. Co., 472 So.2d 1041, 1042 (Ala. 1985) (citation omitted).

This Court has stated:

" 'Common law liability to third parties can arise from the negligent performance of even a voluntary undertaking. . . . Under current Alabama law, a worker's compensation carrier may be liable when it voluntarily undertakes to inspect an employer's premises for safety. . . . However, in a suit of this nature, a plaintiff bears the burden of proving (1) that the defendant had a duty, or assumed a duty by voluntarily undertaking the inspection; (2) the scope of that duty; (3) whether the duty was breached; (4) whether there was damage or injury; and (5) whether the injury was proximately caused by that breach.' "

Adams v. Travelers Ins. Co., 494 So.2d 401, 403 (Ala. 1986), quoting Barnes v. Liberty Mutual Ins. Co., supra.

This Court also stated in the recent case of Clark v. Floyd, 514 So.2d 1309, 1314 (Ala. 1987):

"In Barnes, we held that proof of a general inspection of the premises by the insurance carrier was insufficient to establish a negligent inspection when that proof did not contain any evidence of an undertaking by the insurance carrier to inspect the specific area of the plant where the injury occurred. Barnes, 472 So.2d at 1042. In Adams, we refused to accept the plaintiff's argument that the insurance company's failure to inspect the plant while it was in operation was, in and of itself, proof of a negligent inspection. Adams, 494 So.2d at 404. Since the inspection had occurred after the plant had shut down for the day, we held that the insurance company had not undertaken a duty to discover any defects in its insured's operation. Id."

In the instant case, there was absolutely no proof that Sheehan, as a safety inspector for General Accident, had voluntarily assumed a duty to inspect the City of Huntsville Fire Department training facility. Additionally, while there was evidence that Sheehan had previously observed some training exercises, there was no evidence that he had observed any rapelling exercises and, more specifically, no evidence that he had observed any rapelling exercises from the extended boom of a snorkel truck. Because of the cases previously cited and for the reasons set out above, we find that there is no evidence to support Ramsey's contention that Sheehan, as General Accident's representative, voluntarily assumed a duty to inspect the rapelling procedure that caused Ramsey's injury. Because we find that no duty to inspect existed, we need not address Ramsey's contention that a breach of duty was the proximate cause of his injuries.

AFFIRMED.

MADDOX, JONES, ALMON, SHORES, HOUSTON and KENNEDY, JJ., concur.

HORNSBY, C.J., dissents.


I believe that our decision in Price v. Management Safety, Inc., 485 So.2d 1093 (Ala. 1986), controls and makes summary judgment improper.

The fact that the defendant did not actually observe the pieces of equipment that allegedly caused the accident is not controlling, because here, as in Price, the plaintiff alleges and offers some proof that the defendant assumed a duty to inspect the training facility and was negligent in doing so. Sheenan's duties required him to perform and conduct insurance surveys of commercial risks and to service accounts for loss control purposes. Sheenan's job description required him to evaluate risks and identify potential hazards and loss activity and to possess extensive knowledge of all insurance coverages within the spectrum of insurance inspection, fire and building code requirements, and rules and regulations pursuant to the Occupational Safety and Health Act.

As in Price, the plaintiff produced expert testimony that defendant should have known about the danger, specifically that Sheenan's inspection was faulty in failing to determine that firemen were working at great heights without adequate safety precautions.

" 'The purpose of the motion for summary judgment is to test the sufficiency of the evidence to determine if any real issue exists.' Garrigan v. Hinton Beef and Provision Co., 425 So.2d 1091, 1093 (Ala. 1983). The fundamental principles of law controlling both the propriety of the trial court's determination as to the sufficiency of the evidence on a motion for summary judgment and our review of that determination on appeal are the same, and are so often stated as to be axiomatic. The party moving for summary judgment bears the heavy burden of clearly showing: 1) That there is an absence of a genuine issue of any material fact; and 2) that, because there is no factual controversy, the movant is entitled to a judgment as a matter of law. The facts before the trial court, however, must be viewed in a light most favorable to the nonmoving party. The nonmoving party is entitled to any reasonable inference to be drawn from those facts before the trial court; and, if such inference presents even the slightest issue of material fact, there is a question for determination by a jury and summary judgment cannot be granted."

Tripp v. Humana, Inc., 474 So.2d 88 (Ala. 1985). Summary judgment was not proper if there was a scintilla of evidence that supported the position of the non-moving party. Cole v. First National Bank of Tuskaloosa, 485 So.2d 717 (Ala. 1986). I believe the defendant failed to carry its burden, in light of the plaintiff's evidence, and that summary judgment for the defendant was therefore inappropriate.

Because suit was filed prior to June 11, 1987, the effective date of Code 1975, § 12-21-12, the "substantial evidence" rule does not apply. I would note that in my view, the result in this case is not dependent upon the standard of review employed.


Summaries of

Ramsey v. General Acc. Fire Life Assur

Supreme Court of Alabama
May 12, 1989
545 So. 2d 20 (Ala. 1989)
Case details for

Ramsey v. General Acc. Fire Life Assur

Case Details

Full title:Maurice V. RAMSEY v. GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION

Court:Supreme Court of Alabama

Date published: May 12, 1989

Citations

545 So. 2d 20 (Ala. 1989)

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