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Metcalf v. Drexel Lending Group

United States District Court, S.D. California
Jan 27, 2009
CASE NO. 08-CV-00731 W POR (S.D. Cal. Jan. 27, 2009)

Opinion

CASE NO. 08-CV-00731 W POR.

January 27, 2009


ORDER GRANTING DEFENDANTS' MOTIONS TO DISMISS (DOC. NOS. 68, 73)


Pending before the Court are Defendants Aurora Loan Services, LLC's ("Aurora") and DGG Financial Corporation dba Drexel Lending Group's ("Drexel") motions to dismiss. Plaintiffs have not filed an opposition.

Pursuant to Civil Local Rule 7.1(d.1), the Court decides the matter on the papers submitted and without oral argument. For the reasons stated herein, the Court GRANTS Defendants' Motions to Dismiss. (Doc. Nos. 68, 73.)

I. BACKGROUND

On April 22, 2008, Plaintiff Maria Metcalf filed this lawsuit for alleged violations of the Truth in Lending Act ("TILA"), 15 U.S.C. § 1601, et seq., and the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. § 2601, et seq., as well as various California state laws. (Doc. No. 1.) In response, Defendants filed motions to dismiss the complaint. ( See Doc. Nos. 13, 14, 16, 22.) Plaintiff Metcalf failed to file a timely response to most of the motions to dismiss. (Doc. Nos. 19, 20.)

On June 23, 2008, Plaintiff Metcalf filed an ex parte application for an order (1) staying an unlawful detainer action pending in another federal court, (2) continuing the hearing on Defendants' motions to dismiss, (3) allowing Dennis R. Gray to intervene, and (4) granting Plaintiff leave to file an amended complaint. (Doc. No. 25.) On July 3, 2008, the Court denied the request to stay, continued the motion hearings to allow Plaintiff to file an opposition, and denied as unnecessary to request for leave to amend the complaint. (Doc. No. 31.)

The Order stated that because none of the Defendants had filed a responsive pleading, under Fed.R.Civ.P 15(a)(1)(A), Plaintiff could amend as a matter of course and thus did not need an order granting her leave.
The ex parte request to intervene was rejected in a separate order. (See Doc. No. 32.)

On July 21, 2008, Defendant Aurora filed a notice alerting the Court that Plaintiff failed to file an opposition to the motions to dismiss. (Doc. No. 35.) However, on July 22, 2008, before the hearing on the motions, Plaintiff Metcalf and Dennis R. Gray filed an amended complaint. (Doc. No. 37.) On July 28, 2008, the Court denied the motions to dismiss as moot. (Doc. No. 39.)

On August 8 and 11, 2008, Defendants Aurora and Drexel filed motions to dismiss the amended complaint. (Doc. Nos. 41, 43.) The motions challenged Plaintiff Gray's standing, as well as each of Plaintiffs' causes of action.

On September 3, 2008, Plaintiffs filed an opposition to Defendants' motions to dismiss. (Doc. No. 53.) The opposition was not timely. Nevertheless, the Court accepted the document. (Doc. No. 52.)

On October 29, 2008, the Court granted Defendants' motions to dismiss. (Doc. No. 61.) The Court found that Plaintiff Gray lacked standing because he was not a party to the loan that gave rise to the lawsuit. (Id. at pp. 3-2.) The Court also found that Plaintiff Metcalf's TILA and RESPA claims were time barred, and thus dismissed them without leave to amend. (Id. at p. 6.) As for the 12 U.S.C. § 1831n and state claims, the Court found Plaintiff Metcalf failed to allege sufficient facts to state a claim, and dismissed those claims with leave to amend.

On November 24, 2008, Plaintiffs Metcalf and Grey filed a Second Amended Complaint. (Doc. No. 67.) Despite the Court's October 29, 2008 Order, the SAC included Dennis Gray as a Plaintiff, and reasserted the TILA and RESPA claims.

In December 2008, Defendants Drexel and Aurora filed the pending motions to dismiss. (Doc. Nos. 68, 73.) The original hearing on the motions was set for January 26, 2009. On January 12, 2009 — the last day to file their opposition — Plaintiffs requested a ten-day extension of time to oppose the motions to dismiss. (Doc. No. 77.) The Court granted the extension. (Doc. No. 78.)

On January 23, 2009, Defendant Aurora filed a notice alerting the Court that Plaintiffs failed to file an opposition. (Doc. No. 81.) The Court now rules on the motions.

II. ANALYSIS

As an initial matter, the Court grants Defendants' motions to dismiss based on Plaintiffs' failure to file an opposition as required by Civil Local Rule 7.1. The Ninth Circuit has held that pursuant to a local rule, a district court may properly grant a motion to dismiss for failure to respond. See generally Ghazali v. Moran, 46 F.3d 52, 53 (9th Cir. 1995) (per curiam) (affirming dismissal for failure to file timely opposition papers where plaintiff had notice of the motion and ample time to respond).

Civil Local Rule 7.1(f.3.c) expressly provides that "[i]f an opposing party fails to file papers in the manner required by Local Rule 7.1(e)(2), that failure may constitute a consent to the granting of that motion or other ruling by the court." Here, Plaintiffs did not file an opposition and have not requested additional time in which to do so.

Moreover, Plaintiffs provide no evidence that Defendants' moving papers failed to reach the mailing address designated in Defendants' Proofs of Service or that Plaintiffs were not aware of this pending motion. To the contrary, Plaintiffs' request for an extension of time establishes that Plaintiffs received Defendants' moving papers and notice of the motions. Accordingly, relying on Civil Local Rule 7.1 (f.3.c), the Court deems Plaintiffs' failure to oppose Defendants' motions to dismiss as consent to the merits, and the Court GRANTS Defendants' motions to dismiss.

Furthermore, having reviewed the moving papers, the Court also finds that Defendants' arguments are meritorious. The allegations in Plaintiffs' SAC do not cure the defects identified in the October 29, 2008 order granting the motions to dismiss the amended complaint. (See Doc. No. 61.) Accordingly, the Court finds that leave to amend would be futile, and grants the motions to dismiss without leave to amend.

III. CONCLUSION

In light of the foregoing, the Court GRANTS Defendants' motions to dismiss without leave to amend. (Doc. Nos. 68, 73.) The clerk of the court shall close the district court case.

IT IS SO ORDERED.


Summaries of

Metcalf v. Drexel Lending Group

United States District Court, S.D. California
Jan 27, 2009
CASE NO. 08-CV-00731 W POR (S.D. Cal. Jan. 27, 2009)
Case details for

Metcalf v. Drexel Lending Group

Case Details

Full title:MARIA R. METCALF, et al., Plaintiffs, v. DREXEL LENDING GROUP, a…

Court:United States District Court, S.D. California

Date published: Jan 27, 2009

Citations

CASE NO. 08-CV-00731 W POR (S.D. Cal. Jan. 27, 2009)