Opinion
Case No. 05-83190.
April 26, 2007
ORDER DENYING AS UNNECESSARY DEBTOR'S MOTION FOR APPROVAL OF REAFFIRMATION AGREEMENT
This case is before the Court on Debtor's motion for approval of a Reaffirmation Agreement between Debtor and JP Morgan Chase Bank (Docket # 73), filed on March 13, 2007 (Docket # 74). The Court held hearings on the motion on April 4, 2007 and April 25, 2007. The Court concludes that this motion is unnecessary. This case was filed on October 14, 2005, before the October 17, 2005 generally effective date of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" ("BAPCPA"). 11 U.S.C. § 524(m)(1), which was added to the Bankruptcy Code by BAPCPA, therefore does not apply. And a hearing is not required under 11 U.S.C. § 524(d) because Debtor was represented by an attorney during the course of negotiating the Reaffirmation Agreement.
Accordingly,
IT IS ORDERED that Debtor's motion for approval of a Reaffirmation Agreement (Docket # 74) is DENIED as unnecessary.