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Eaton v. Capital One Bank (U.S.)

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK
Aug 10, 2020
No. 20-CV-5928 (KMK) (S.D.N.Y. Aug. 10, 2020)

Opinion

No. 20-CV-5928 (KMK)

08-10-2020

CLIFFORD EATON, Plaintiff, v. CAPITAL ONE BANK (USA), N.A., Defendant.


ORDER OF SERVICE

:

Plaintiff, currently incarcerated at the Federal Correctional Institution Otisville, brings this pro se action under the Equal Credit Opportunity Act, 15 U.S.C. § 1691, alleging that Defendant closed his accounts without notice or explanation. By Order dated August 10, 2020, the Court granted Plaintiff's request to proceed without prepayment of fees, that is, in forma pauperis ("IFP").

Prisoners are not exempt from paying the full filing fee even when they have been granted permission to proceed IFP. See 28 U.S.C. § 1915(b)(1).

DISCUSSION

Because Plaintiff has been granted permission to proceed IFP, he is entitled to rely on the Court and the U.S. Marshals Service to effect service. Walker v. Schult, 717 F.3d. 119, 123 n.6 (2d Cir. 2013); see also 28 U.S.C. § 1915(d) ("The officers of the court shall issue and serve all process . . . in [IFP] cases."); Fed. R. Civ. P. 4(c)(3) (the court must order the Marshals Service to serve if the plaintiff is authorized to proceed IFP)). Although Rule 4(m) of the Federal Rules of Civil Procedure generally requires that the summons and complaint be served within 90 days of the date the complaint is filed, Plaintiff is proceeding IFP and could not have served the summons and Complaint until the Court reviewed the Complaint and ordered that a summons be issued. The Court therefore extends the time to serve until 90 days after the date the summons is issued. If the Complaint is not served within that time, Plaintiff should request an extension of time for service. See Meilleur v. Strong, 682 F.3d 56, 63 (2d Cir. 2012) (holding that it is the plaintiff's responsibility to request an extension of time for service); see also Murray v. Pataki, 378 F. App'x 50, 52 (2d Cir. 2010) ("As long as the [plaintiff proceeding IFP] provides the information necessary to identify the defendant, the Marshals' failure to effect service automatically constitutes 'good cause' for an extension of time within the meaning of Rule 4(m).").

To allow Plaintiff to effect service on Defendant Capital One Bank (USA), N.A. through the U.S. Marshals Service, the Clerk of Court is instructed to fill out a U.S. Marshals Service Process Receipt and Return form ("USM-285 form") for this Defendant. The Clerk of Court is further instructed to issue a summons and deliver to the Marshals Service all the paperwork necessary for the Marshals Service to effect service upon this Defendant.

Plaintiff must notify the Court in writing if his address changes, and the Court may dismiss the Action if Plaintiff fails to do so.

CONCLUSION

The Clerk of Court is directed to mail a copy of this Order to Plaintiff, together with an information package.

The Clerk of Court is further instructed to complete the USM-285 forms with the address for Capital One Bank (USA), N.A., and deliver to the U.S. Marshals Service all documents necessary to effect service on this Defendant. SO ORDERED. Dated: August 10, 2020

White Plains, New York

/s/_________

KENNETH M. KARAS

United States District Judge

DEFENDANT AND SERVICE ADDRESS

Capital One Bank (USA), N.A.

1680 Capital One Drive

McLean, VA 22201


Summaries of

Eaton v. Capital One Bank (U.S.)

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK
Aug 10, 2020
No. 20-CV-5928 (KMK) (S.D.N.Y. Aug. 10, 2020)
Case details for

Eaton v. Capital One Bank (U.S.)

Case Details

Full title:CLIFFORD EATON, Plaintiff, v. CAPITAL ONE BANK (USA), N.A., Defendant.

Court:UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK

Date published: Aug 10, 2020

Citations

No. 20-CV-5928 (KMK) (S.D.N.Y. Aug. 10, 2020)