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Country-Wide Ins. Co. v. Park

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Dec 12, 2018
167 A.D.3d 735 (N.Y. App. Div. 2018)

Opinion

2016–06381 Index No. 709803/14

12-12-2018

In the Matter of COUNTRY–WIDE INSURANCE COMPANY, Appellant, v. HYOUNG W. PARK, Respondent-Respondent, Elite Suede & Leather Cleaning Company, Inc., et al., Respondents.

Jaffe & Koumourdas, LLP, New York, N.Y. (Jean H. Kang of counsel), for appellant. Sackstein, Sackstein & Lee, LLP, Garden City, N.Y. (Michael M. Szechter of counsel), for respondent-respondent. Karen L. Lawrence (Sweetbaum & Sweetbaum, Lake Success, N.Y. [Marshall D. Sweetbaum and Brian Daly ], of counsel), for respondents Elite Suede & Leather Cleaning Company, Inc., and Allstate Insurance Company.


Jaffe & Koumourdas, LLP, New York, N.Y. (Jean H. Kang of counsel), for appellant.

Sackstein, Sackstein & Lee, LLP, Garden City, N.Y. (Michael M. Szechter of counsel), for respondent-respondent.

Karen L. Lawrence (Sweetbaum & Sweetbaum, Lake Success, N.Y. [Marshall D. Sweetbaum and Brian Daly ], of counsel), for respondents Elite Suede & Leather Cleaning Company, Inc., and Allstate Insurance Company.

REINALDO E. RIVERA, J.P., JOHN M. LEVENTHAL, SYLVIA O. HINDS–RADIX, VALERIE BRATHWAITE NELSON, JJ.

DECISION & ORDER

In a proceeding pursuant to CPLR article 75 to permanently stay arbitration of an uninsured motorist claim, the petitioner appeals from an order of the Supreme Court, Queens County (Thomas D. Raffaele, J.), entered May 17, 2016. The order denied the petition and dismissed the proceeding.

ORDERED that the order is affirmed, with costs to the respondent-respondent.

Hyoung W. Park allegedly was injured when he was struck by a vehicle while attempting to prevent an unknown individual from stealing that vehicle. The insurer of the vehicle, Allstate Insurance Company, disclaimed coverage on the basis that the vehicle had been stolen at the time the vehicle struck Park. The petitioner insurance company commenced this proceeding to permanently stay arbitration of Park's uninsured motorist claim. At a hearing, Park testified that he had been driving the vehicle and then parked it, removed the key from the ignition, and left the key on the driver's seat while he went into a store for one or two minutes. When he exited the store and discovered someone attempting to steal the vehicle, he stood in front of the vehicle in an attempt to prevent it from being stolen, and was struck by the vehicle. Park testified that the windows of the vehicle were tinted, and were up, so that a person standing outside the vehicle could not see inside. The Supreme Court found that the vehicle was in "a state of theft" when it struck Park and denied the petition and dismissed the proceeding. The petitioner appeals.

Vehicle and Traffic Law § 388 creates a "presumption that the operator of a vehicle operates it with the owner's permission" ( State Farm Fire & Cas. Co. v. Sajewski, 150 A.D.3d 1297, 1297, 56 N.Y.S.3d 204 ; see Fuentes v. Virgil, 119 A.D.3d 522, 523, 989 N.Y.S.2d 498 ; Vyrtle Trucking Corp. v. Browne, 93 A.D.3d 716, 717, 940 N.Y.S.2d 279 ; Matter of State Farm Mut. Auto. Ins. Co. v. Fernandez, 23 A.D.3d 480, 481, 805 N.Y.S.2d 599 ). This presumption may be rebutted by "substantial evidence that the owner did not give the operator consent" to operate the vehicle ( State Farm Fire & Cas. Co. v. Sajewski, 150 A.D.3d at 1297, 56 N.Y.S.3d 204 ; see Fuentes v. Virgil, 119 A.D.3d at 523, 989 N.Y.S.2d 498 ; Vyrtle Trucking Corp. v. Browne, 93 A.D.3d at 717, 940 N.Y.S.2d 279 ; Matter of Fiduciary Ins. Co. of Am. v. Morris, 84 A.D.3d 802, 802, 921 N.Y.S.2d 873 ; Matter of State Farm Fire & Cas. Co. v. Hayes, 78 A.D.3d 1063, 1063, 912 N.Y.S.2d 588 ; Matter of State Farm Mut. Auto. Ins. Co. v. Fernandez, 23 A.D.3d at 481, 805 N.Y.S.2d 599 ). Evidence that a vehicle was stolen at the time of the accident will rebut the presumption of permissive use (see Fuentes v. Virgil, 119 A.D.3d at 523, 989 N.Y.S.2d 498 ; Vyrtle Trucking Corp. v. Browne, 93 A.D.3d at 717, 940 N.Y.S.2d 279 ; McDonald v. Rose, 37 A.D.3d 781, 783, 830 N.Y.S.2d 765 ; Matter of State Farm Mut. Auto. Ins. Co. v. Fernandez, 23 A.D.3d at 481, 805 N.Y.S.2d 599 ; Adamson v. Evans, 283 A.D.2d 527, 528, 724 N.Y.S.2d 760 ).

Here, the Supreme Court's resolution of the issue of Park's credibility is supported by the record and will not be disturbed on appeal (see Matter of Fiduciary Ins. Co. of Am. v. Morris, 84 A.D.3d at 802, 921 N.Y.S.2d 873 ; Matter of State Farm Fire & Cas. Co. v. Hayes, 78 A.D.3d at 1063, 912 N.Y.S.2d 588 ). Park's testimony established that the key was not in the ignition of the vehicle and was sufficiently hidden from sight (see Manning v. Brown, 91 N.Y.2d 116, 122, 667 N.Y.S.2d 336, 689 N.E.2d 1382 ; Alvarez v. Bivens, 114 A.D.3d 526, 527, 980 N.Y.S.2d 425 ). The petitioner failed to present admissible evidence to the contrary (see Shehab v. Powers, 150 A.D.3d 918, 919, 54 N.Y.S.3d 104 ; Memenza v. Cole, 131 A.D.3d 1020, 1021–1022, 16 N.Y.S.3d 287 ; Bailey v. Reid, 82 A.D.3d 809, 810, 918 N.Y.S.2d 364 ). We agree with the court's determination that the presumption of permissive use was overcome and to deny the petition and dismiss the proceeding (see Fiduciary Ins. Co. of Am. v. Morris, 84 A.D.3d at 802, 921 N.Y.S.2d 873 ; State Farm Fire & Cas. Co. v. Hayes, 78 A.D.3d at 1063, 912 N.Y.S.2d 588 ).

RIVERA, J.P., LEVENTHAL, HINDS–RADIX and BRATHWAITE NELSON, JJ., concur.


Summaries of

Country-Wide Ins. Co. v. Park

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Dec 12, 2018
167 A.D.3d 735 (N.Y. App. Div. 2018)
Case details for

Country-Wide Ins. Co. v. Park

Case Details

Full title:In the Matter of Country-Wide Insurance Company, appellant, v. Hyoung W…

Court:SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department

Date published: Dec 12, 2018

Citations

167 A.D.3d 735 (N.Y. App. Div. 2018)
167 A.D.3d 735
2018 N.Y. Slip Op. 8478

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