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Brown v. Fed. Nat'l Mortg. Ass'n

Supreme Judicial Court of Massachusetts.
May 16, 2023
492 Mass. 1001 (Mass. 2023)

Opinion

SJC-13067

05-16-2023

Debra BROWN v. FEDERAL NATIONAL MORTGAGE ASSOCIATION & another.

The case was submitted on briefs. Debra Brown, Beverly, pro se.


The case was submitted on briefs.

Debra Brown, Beverly, pro se.

RESCRIPT

The petitioner, Debra Brown, appeals from a judgment of a single justice of this court denying her petition pursuant to G. L. c. 211, § 3. We affirm.

More than twelve years ago, the respondent, Federal National Mortgage Association (FNMA), acquired title to Brown's home following a foreclosure sale in May 2010. Brown has been contesting the foreclosure sale, and the ensuing summary process action, ever since, in both the State and Federal courts. See, e.g., Brown v. Federal Nat'l Mtge. Ass'n, 481 Mass. 1036, 116 N.E.3d 30 (2019) ; Federal Nat'l Mtge. Ass'n v. Brown, 97 Mass. App. Ct. 1103, 2020 WL 633798, S.C., 486 Mass. 1106, 157 N.E.3d 608 (2020), cert. denied, ––– U.S. ––––, 141 S. Ct. 2703, 210 L.Ed.2d 871 (2021) ; Federal Nat'l Mtge. Ass'n v. Brown, 91 Mass. App. Ct. 1122, 2017 WL 2130255, S.C., 478 Mass. 1108, 94 N.E.3d 853 (2017). In her most recent filing in the county court -- i.e., the G. L. c. 211, § 3, petition at issue here -- she argued that the government has taken her property without due process. More specifically, and among other things, she claims that her due process rights under the Fifth Amendment to the United States Constitution have been violated because, throughout the foreclosure process and the summary process action, she has never had an evidentiary hearing or an opportunity to confront and cross-examine adverse witnesses. The single justice denied the petition without a hearing.

After Brown's appeal was entered in this court, and after Brown had filed her brief, FNMA filed a motion to stay the appeal, with Brown's assent, which the court allowed. The basis for the stay was several then-pending appeals in the United States Court of Appeals for the First Circuit involving the issue whether FNMA is a State actor such that a nonjudicial foreclosure sale would violate a mortgagor's Fifth Amendment due process rights. See, e.g., Montilla v. Federal Nat'l Mtge. Ass'n, 999 F.3d 751, 754 (1st Cir. 2021), cert. denied, ––– U.S. ––––, 142 S. Ct. 1360, 212 L.Ed.2d 322 (2022). Here, as in those cases, FNMA had conducted a nonjudicial foreclosure of the mortgage, and the issue in those cases thus related directly to Brown's claims regarding her due process rights. The Federal court subsequently concluded that FNMA is not a State actor and therefore not subject to Fifth Amendment due process claims. See id. (affirming District Court's holding that FNMA and Federal Housing Finance Agency are not subject to Fifth Amendment claims of homeowners whose mortgages had granted lenders right to nonjudicially foreclose).

While awaiting the Federal court's resolution of the cases, FNMA filed a motion to extend the filing date for its brief, in June 2021. The court denied the motion without prejudice, indicating that FNMA could renew the motion after the First Circuit had finally resolved the cases. No further action took place in the case -- neither party sought to lift the stay, or notified this court that the Federal court actions had been finally resolved, and FNMA never sought a further extension of time to file its brief. In May 2022, this court issued a notice directing the parties to file status reports and to address the issue whether the appeal should be dismissed on the basis of mootness. In response to the notice, Brown filed a status letter arguing that the appeal is not moot; FNMA filed a status letter arguing that it is.

Although we conclude that the appeal is not moot, and will not dismiss it on that basis, it is clear that the single justice did not err or abuse her discretion in denying relief. Brown has had ample opportunity to contest the foreclosure, and the ensuing summary process action, and has, as noted supra, done so in a myriad of courts. As we have previously stated, that Brown is unhappy with the results in those courts "does not mean that those remedies were inadequate." Brown, 481 Mass. at 1037, 116 N.E.3d 30. "Our general superintendence power under G. L. c. 211, § 3, is extraordinary and to be exercised sparingly, not as a substitute for the normal appellate process or merely to provide an additional layer of appellate review after the normal process has run its course." Id., quoting Votta v. Police Dep't of Billerica, 444 Mass. 1001, 1001, 826 N.E.2d 199 (2005). Moreover, it is clear after the decision in the Montilla case that Brown is not entitled to any more process, pre- or postforeclosure, than what she has already received.

Judgment affirmed.


Summaries of

Brown v. Fed. Nat'l Mortg. Ass'n

Supreme Judicial Court of Massachusetts.
May 16, 2023
492 Mass. 1001 (Mass. 2023)
Case details for

Brown v. Fed. Nat'l Mortg. Ass'n

Case Details

Full title:Debra BROWN v. FEDERAL NATIONAL MORTGAGE ASSOCIATION & another.

Court:Supreme Judicial Court of Massachusetts.

Date published: May 16, 2023

Citations

492 Mass. 1001 (Mass. 2023)
208 N.E.3d 725