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Belssner v. Bank of Am.

UNITED STATES DISTRICT COURT DISTRICT OF NEVADA
Aug 1, 2017
Case No. 2:17-cv-01666-APG-NJK (D. Nev. Aug. 1, 2017)

Opinion

Case No. 2:17-cv-01666-APG-NJK

08-01-2017

CHARLES N. BELSSNER, Plaintiff(s), v. BANK OF AMERICA, et al., Defendant(s).


ORDER

Pursuant to 28 U.S.C. § 1915 Plaintiff is proceeding in this action pro se and has requested authority pursuant to 28 U.S.C. § 1915 to proceed in forma pauperis. Docket No. 1. Plaintiff also submitted a complaint. Docket No. 1-1. I. In Forma Pauperis Application

Plaintiff has submitted the affidavit required by § 1915(a). Docket No. 1. Although a close question, the Court concludes that Plaintiff has shown an inability to prepay fees and costs or give security for them. Accordingly, the request to proceed in forma pauperis will be granted pursuant to 28 U.S.C. § 1915(a). The Clerk's Office is further INSTRUCTED to file the complaint on the docket. The Court will now review Plaintiff's complaint.

II. Screening Complaint

Upon granting an application to proceed in forma pauperis, courts additionally screen the complaint pursuant to § 1915(e). Federal courts are given the authority to dismiss a case if the action is legally "frivolous or malicious," fails to state a claim upon which relief may be granted, or seeks monetary relief from a defendant who is immune from such relief. 28 U.S.C. § 1915(e)(2). When a court dismisses a complaint under § 1915, the plaintiff should be given leave to amend the complaint with directions as to curing its deficiencies, unless it is clear from the face of the complaint that the deficiencies could not be cured by amendment. See Cato v. United States, 70 F.3d 1103, 1106 (9th Cir. 1995).

Rule 12(b)(6) of the Federal Rules of Civil Procedure provides for dismissal of a complaint for failure to state a claim upon which relief can be granted. Review under Rule 12(b)(6) is essentially a ruling on a question of law. See Chappel v. Lab. Corp. of Am., 232 F.3d 719, 723 (9th Cir. 2000). A properly pled complaint must provide a short and plain statement of the claim showing that the pleader is entitled to relief. Fed.R.Civ.P. 8(a)(2); Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555 (2007). Although Rule 8 does not require detailed factual allegations, it demands "more than labels and conclusions" or a "formulaic recitation of the elements of a cause of action." Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (citing Papasan v. Allain, 478 U.S. 265, 286 (1986)). The court must accept as true all well-pled factual allegations contained in the complaint, but the same requirement does not apply to legal conclusions. Iqbal, 556 U.S. at 679. Mere recitals of the elements of a cause of action, supported only by conclusory allegations, do not suffice. Id. at 678. Secondly, where the claims in the complaint have not crossed the line from conceivable to plausible, the complaint should be dismissed. Twombly, 550 U.S. at 570. Allegations of a pro se complaint are held to less stringent standards than formal pleadings drafted by lawyers. Hebbe v. Pliler, 627 F.3d 338, 342 & n.7 (9th Cir. 2010) (finding that liberal construction of pro se pleadings is required after Twombly and Iqbal).

Here, the Court understands the basic gist of Plaintiff's grievance appears to be that he alleges he is disabled, that he spent 2 ½ years attempting to obtain a mortgage from Defendant Bank of America, and that the mortgage application was ultimately denied as incomplete because Defendant Bank of America asserted that it could not confirm a residential address for Plaintiff. See Docket No. 1-1. At the same time, however, the complaint fails to set forth how these allegations support a claim under the Americans with Disabilities Act, the Fair Credit Reporting Act, or any of the other causes of action mentioned. See id. To comply with Rule 8, a complaint must set forth coherently who is being sued, for what relief, and on what theory, with enough detail to guide discovery. See McHenry v. Renne, 84 F.3d 1172, 1178 (9th Cir. 1995).

Although the Court construes complaints drafted by pro se litigants liberally, they still must comply with the basic requirements of Rule 8. See, e.g., Montgomery v. Las Vegas Metropolitan Police Dept., 2014 WL 3724213, at *3 n.3 (D. Nev. July 28, 2014).

Quite simply, the complaint fails to identify how the factual allegations made state a claim for any particular cause of action, and therefore fails to satisfy Rule 8. The Court will, however, allow Plaintiff an opportunity to amend the complaint so that he can comply with Rule 8.

III. Conclusion

Accordingly, IT IS ORDERED that:

1. Plaintiff's request to proceed in forma pauperis is GRANTED. Plaintiff shall not be required to pay the filing fee of four hundred dollars ($400.00).

2. Plaintiff is permitted to maintain this action to conclusion without the necessity of prepayment of any additional fees or costs or the giving of a security therefor. This Order granting leave to proceed in forma pauperis shall not extend to the issuance and/or service of subpoenas at government expense.

3. The Complaint is DISMISSED with leave to amend. Plaintiff will have until August 31, 2017, to file an Amended Complaint, if the noted deficiencies can be corrected. If Plaintiff chooses to amend the complaint, Plaintiff is informed that the Court cannot refer to a prior pleading (i.e., the original Complaint) in order to make the Amended Complaint complete. This is because, as a general rule, an Amended Complaint supersedes the original Complaint. Local Rule 15-1(a) requires that an Amended Complaint be complete in itself without reference to any prior pleading. Once a plaintiff files an Amended Complaint, the original Complaint no longer serves any function in the case. Therefore, in an Amended Complaint, as in an original Complaint, each claim and the involvement of each Defendant must be sufficiently alleged.
4. Failure to comply with this order will result in the recommended dismissal of this case.

Dated: August 1, 2017

/s/_________

NANCY J. KOPPE

United States Magistrate Judge


Summaries of

Belssner v. Bank of Am.

UNITED STATES DISTRICT COURT DISTRICT OF NEVADA
Aug 1, 2017
Case No. 2:17-cv-01666-APG-NJK (D. Nev. Aug. 1, 2017)
Case details for

Belssner v. Bank of Am.

Case Details

Full title:CHARLES N. BELSSNER, Plaintiff(s), v. BANK OF AMERICA, et al.…

Court:UNITED STATES DISTRICT COURT DISTRICT OF NEVADA

Date published: Aug 1, 2017

Citations

Case No. 2:17-cv-01666-APG-NJK (D. Nev. Aug. 1, 2017)