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BAC Home Loans Servicing, LP v. Broskie

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Nov 21, 2018
166 A.D.3d 842 (N.Y. App. Div. 2018)

Opinion

2016-08256 Index No. 30100/10

11-21-2018

BAC HOME LOANS SERVICING, LP, etc., Respondent, v. Elsie A. BROSKIE, et al., Defendants; NMNT Realty Corp., Intervenor-Defendant-Appellant.

Miller, Rosado, & Algios, LLP, Garden City, N.Y. (Christopher Rosado and Neil A. Miller of counsel), for intervenor-defendant-appellant. Rosicki, Rosicki & Associates, P.C., Plainview, N.Y. (Kenneth M. Sheehan of counsel), for respondent.


Miller, Rosado, & Algios, LLP, Garden City, N.Y. (Christopher Rosado and Neil A. Miller of counsel), for intervenor-defendant-appellant.

Rosicki, Rosicki & Associates, P.C., Plainview, N.Y. (Kenneth M. Sheehan of counsel), for respondent.

LEONARD B. AUSTIN, J.P., SHERI S. ROMAN, SANDRA L. SGROI, HECTOR D. LASALLE, JJ.

DECISION & ORDER

In an action to foreclose a mortgage, the intervenor-defendant NMNT Realty Corp. appeals from an order of the Supreme Court, Suffolk County (C. Randall Hinrichs, J.), dated May 31, 2016. The order, insofar as appealed from, upon renewal, denied that branch of the cross motion of the intervenor-defendant, NMNT Realty Corp., which was pursuant to CPLR 3215(c) to dismiss the complaint as abandoned.

ORDERED that the order is reversed insofar as appealed from, on the law, with costs, and that branch of the cross motion of the intervenor-defendant, NMNT Realty Corp., which was pursuant to CPLR 3215(c) to dismiss the complaint as abandoned is granted.

In August 2010, the plaintiff commenced this action to foreclose a mortgage. Following the failure of the defendant mortgagors to appear at a mandatory settlement conference in December of 2010, the plaintiff was permitted to proceed with the action. In March of 2013, the plaintiff moved for an order of reference and the intervenor-defendant, NMNT Realty Corp. (hereinafter the appellant), which had obtained title to the subject property, cross-moved, inter alia, pursuant to CPLR 3215(c) to dismiss the complaint as abandoned. The plaintiff later withdrew its motion and the Supreme Court denied the cross motion. The appellant moved for leave to renew its cross motion. Upon renewal, the court, among other things, denied that branch of the cross motion which was pursuant to CPLR 3215(c) to dismiss the complaint as abandoned.

CPLR 3215(c) generally provides that "[i]f the plaintiff fails to take proceedings for the entry of judgment within one year after the default, the court shall not enter judgment but shall dismiss the complaint as abandoned, without costs, upon its own initiative or on motion." "The one exception to the otherwise mandatory language of CPLR 3215(c) is that the failure to timely seek a default on an unanswered complaint or counterclaim may be excused if ‘sufficient cause is shown why the complaint should not be dismissed’ " ( Giglio v. NTIMP, Inc. , 86 A.D.3d 301, 308, 926 N.Y.S.2d 546, quoting CPLR 3215[c] ). "This Court has interpreted this language as requiring both a reasonable excuse for the delay in timely moving for a default judgment, plus a demonstration that the cause of action is potentially meritorious" ( Giglio v. NTIMP, Inc. , 86 A.D.3d at 308, 926 N.Y.S.2d 546 ; see Pipinias v. J. Sackaris & Sons, Inc. , 116 A.D.3d 749, 751–752, 983 N.Y.S.2d 587 ). "The determination of whether an excuse is reasonable in any given instance is committed to the sound discretion of the motion court" ( Giglio v. NTIMP, Inc., 86 A.D.3d at 308, 926 N.Y.S.2d 546 ; see Park Lane N. Owners, Inc. v. Gengo , 151 A.D.3d 874, 58 N.Y.S.3d 81 ).

Here, we disagree with the Supreme Court's determination that the plaintiff proffered a reasonable excuse for its delay. Contrary to the plaintiff's contention, its conclusory and unsubstantiated assertions that unspecified periods of delay were attributable to compliance with a then newly adopted administrative order were insufficient to excuse the lengthy delay (see Wells Fargo Bank, N.A. v. Cafasso , 158 A.D.3d 848, 849–850, 72 N.Y.S.3d 526 ; HSBC Bank USA, N.A. v. Grella , 145 A.D.3d 669, 672, 44 N.Y.S.3d 56 ).

Since the plaintiff failed to proffer a reasonable excuse, this Court need not consider whether the plaintiff had a potentially meritorious cause of action (see U.S. Bank, N.A. v. Dorvelus , 140 A.D.3d 850, 32 N.Y.S.3d 631 ).

Accordingly, the Supreme Court should have granted that branch of the appellant's cross motion which was pursuant to CPLR 3215(c) to dismiss the complaint as abandoned.

AUSTIN, J.P., ROMAN, SGROI and LASALLE, JJ., concur.


Summaries of

BAC Home Loans Servicing, LP v. Broskie

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Nov 21, 2018
166 A.D.3d 842 (N.Y. App. Div. 2018)
Case details for

BAC Home Loans Servicing, LP v. Broskie

Case Details

Full title:BAC Home Loans Servicing, LP, etc., respondent, v. Elsie A. Broskie, et…

Court:SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department

Date published: Nov 21, 2018

Citations

166 A.D.3d 842 (N.Y. App. Div. 2018)
166 A.D.3d 842
2018 N.Y. Slip Op. 8005

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